Best Budgeting Software for Small Businesses (Free & Paid)

Budgeting software is essential for small businesses looking to manage their finances effectively and make informed decisions. These tools provide a structured approach to tracking income, expenses, and financial goals, enabling businesses to create realistic budgets and monitor their financial health. By automating calculations and offering real-time insights, budgeting software helps small business owners identify trends, allocate resources efficiently, and prepare for future growth. Many solutions come equipped with features like expense tracking, forecasting, and reporting, making it easier to analyze financial data and adjust budgets as necessary. In this research, we will explore the top budgeting software for small businesses, focusing on their key features, pricing, and how they can empower business owners to achieve their financial objectives.

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List of Top Budgeting Software for Small Businesses

Zoho Books

Powerful Accounting Platform for your Business

   5.0

 (1 Reviews)

Zoho Books is an intuitive accounting software created for small businesses, offering seamless financial management. It stands out with features like effortless invoicing, allowing you to design and send professional invoices with ease. The platform ensures precise expense tracking, aiding in maintaining financial control. Integration with bank accounts provides real-time updates on transactions. ... Read more about Zoho Books

Free Trial

14 Days

Pricing Type

$15 Per month

Location

United States

Oracle Cloud EPM Planning

Enterprise Performance Management (EPM)

Oracle Cloud EPM Planning is a cutting-edge Enterprise Performance Management (EPM) solution, revolutionizing the way organizations plan, budget, and forecast. As a cloud-based platform, it offers unparalleled flexibility and accessibility. The software empowers users with collaborative planning tools, allowing teams to work seamlessly on budgets and forecasts. With advanced modeling capabilities,... Read more about Oracle Cloud EPM Planning

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

QuickBooks Online

Designed to help you manage your business finances with ease.

QuickBooks Online is a popular accounting software for businesses. It helps manage finances efficiently. With QuickBooks Online, you can easily track income and expenses. It simplifies invoicing, making it convenient to bill clients. The software offers real-time access to financial data, aiding in informed decision-making. Bank transactions can be automatically imported and categorized, saving ti... Read more about QuickBooks Online

Free Trial

30 Days

Pricing Type

$17.50 Per month

Location

United States

QuickBooks Online Advanced

Get the tools you need to streamline your business and the insights to drive it forward.

QuickBooks Online Advanced is an online cloud-based software. It is suitable for startups and growing businesses. QuickBooks Online Advanced provides the functionalities that help streamline complex business processes. The platform offers tons of features, including Invoices & Payments, Tax Deductions, In-depth Reports, Income & Expenses, Cash Flow, and Mileage Tracker. QuickBooks Online Advanced ... Read more about QuickBooks Online Advanced

Free Trial

30 Days

Pricing Type

$15 Per month

Location

United States

Mint

Budget Tracker & Planner

Mint is a comprehensive financial management tool designed to simplify budgeting and expense tracking. It consolidates all financial accounts in one place, providing a holistic view of income and spending. Mint automatically categorizes transactions, making it easy for users to understand and manage their finances. Mint makes budget creation easy, allowing individuals to set personalized goals and... Read more about Mint

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Workday Adaptive Planning

The EPM software that has it all

Workday Adaptive Planning is an advanced cloud-based enterprise performance management (EPM) software. The platform also offers financial planning and analysis (FP&A) solutions to empower organizations with agile and effective planning capabilities. It enables businesses to create comprehensive financial models, forecasts, and budgets to foster strategic decision-making. With an intuitive interfac... Read more about Workday Adaptive Planning

Free Trial

30 Days

Pricing Type

Contact Vendor

Location

United States

Sage Business Cloud Accounting

Best Online Accounting software for SMEs

Sage Business Cloud Accounting is a user-friendly tool designed for small businesses. It simplifies financial tasks with features like invoicing, expense tracking, and bank reconciliation. The tool also offers easy creation and customization of invoices to streamline the billing process. Automatic bank feeds import and categorize transactions, saving time on data entry. Real-time access to financi... Read more about Sage Business Cloud Accounting

Free Trial

30 Days

Pricing Type

$11 Per month

Location

United Kingdom

Sage Intacct

Cloud Accounting and Financial Management Software

Sage Intacct is a tremendous cloud-hosted financial management solution that any startup or big company can use to fulfill its accounting and financial-related requirements. Businesses can easily automate fundamental financial operations utilizing Sage Intacct's excellent automation features. It dramatically reduces the close time and increases the team's productivity by 40% or higher. Sage Intacc... Read more about Sage Intacct

Free Trial

Available

Pricing Type

Contact Vendor

Location

United Kingdom

Sage 50 Accounting

Desktop accounting software with cloud connectivity

Sage 50 Accounting, previously known as Sage 50cloud, is an outstanding accounting solution suitable for small-sized businesses or companies. It is a perfect bookkeeping software for performing simple admin and accounting processes. Sage 50 Accounting can also handle complex financial operations. The tool’s robust functionalities and flexibility make it an amazing accounting tool with cloud acce... Read more about Sage 50 Accounting

Free Trial

30 Days

Pricing Type

$607 Per year

Location

United Kingdom

FreshBooks

Accounting Software Built for Business Owners and Accountants

FreshBooks is a user-friendly accounting tool designed and developed for small businesses and freelancers. It simplifies financial tasks with customizable invoicing and accurate time tracking for hourly services. With the automation feature, you can automate processes like recurring invoices and automatic expense categorization to save time on routine activities. FreshBooks encourages client colla... Read more about FreshBooks

Free Trial

30 Days

Pricing Type

$5.7 Per month

Location

Canada

Xero

Accounting Software – Do Beautiful Business

Xero is a user-friendly accounting software designed for small businesses. It facilitates efficient financial management through features like invoicing and expense tracking. With bank feeds, Xero automatically imports and categorizes transactions, saving time on manual entry. The platform provides real-time access to financial data, aiding in timely decision-making. Xero's dashboard offers a clea... Read more about Xero

Free Trial

30 Days

Pricing Type

$7.25 Per month

Location

New Zealand

YNAB (You Need A Budget)

Use your money more efficiently and control your spending and saving with the YNAB app.

YNAB (You Need A Budget) is a user-friendly budgeting tool designed to empower individuals in managing their finances effectively. It goes beyond tracking expenses, focusing on giving every dollar a specific purpose. YNAB operates on a zero-based budgeting principle, ensuring income aligns with planned expenses. Its intuitive interface simplifies budget creation and monitoring, fostering financial... Read more about YNAB (You Need A Budget)

Free Trial

More than 30 days

Pricing Type

$9.08 Per month

Location

United States

Coupa

Smarter business buying decisions start here

Coupa is a feature-rich cloud-based platform that simplifies businesses’s accounts payable processes. It helps organizations control expenses and streamline procurement. The tool eases the purchasing process with user-friendly interfaces to ensure compliance and cost efficiency. Coupa's features include automated invoicing, expense tracking, and vendor management. Its analytics tools offer insig... Read more about Coupa

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Quicken

Personal Finance and Money Management Software

Quicken is a high-quality personal finance management software that simplifies budgeting and financial tracking for individuals. With a straightforward interface, Quicken allows users to easily manage their income, expenses, and investments in one place. The platform categorizes transactions automatically, providing a clear overview of spending habits. Quicken facilitates the creation of budgets a... Read more about Quicken

Free Trial

30 Days

Pricing Type

$5.99 Per month

Location

United States

GnuCash

Personal and small-business financial-accounting software

GnuCash is an open-source accounting software created for personal and small business use. It helps users manage their finances by tracking income, expenses, and investments. The user-friendly interface simplifies tasks like creating invoices, managing bank accounts, and generating financial reports. GnuCash supports multiple currencies and has a double-entry accounting system to ensure accurate b... Read more about GnuCash

Free Trial

NA

Pricing Type

Free

Location

Argentina

BILL Spend and Expense

The all-in-one expense management solution

BILL Spend & Expense, formerly known as Divvy, is a comprehensive expense management platform designed to simplify and optimize spending for businesses. It combines expense management, budgeting, and vendor payment functionalities to streamline financial processes. The platform offers real-time visibility into expenses, allowing businesses to track and manage spending efficiently. With intuitive f... Read more about BILL Spend and Expense

Free Trial

Available

Pricing Type

$79 Per month

Location

United States

Anaplan

Drive Business Performance With Planning Software

Anaplan is a dynamic business planning and performance management platform designed to empower organizations with versatile planning capabilities. It serves as a centralized hub for collaborative planning, allowing teams to create, analyze, and adjust business models in real-time. Anaplan's user-friendly interface facilitates scenario modeling, helping businesses navigate through different plannin... Read more about Anaplan

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

LivePlan

Business Plan Software With Performance Tracking

LivePlan is a user-friendly business planning software designed to help entrepreneurs craft effective business strategies. It simplifies the planning process with intuitive tools and templates. With LivePlan, users can create detailed financial forecasts, track key metrics, and develop compelling business plans. The software provides interactive dashboards for real-time insights, aiding in decisio... Read more about LivePlan

Free Trial

More than 30 days

Pricing Type

$15 Per month

Location

United States

Workiva

Best Software for ESG, GRC & Financial Reporting

Workiva is a versatile cloud-based platform designed to streamline and simplify collaborative work, particularly in the realms of reporting, audit, compliance, and data management for businesses. Acting as a centralized hub, Workiva facilitates real-time collaboration on documents and reports, making it easy for teams to work together efficiently. The platform is known for its user-friendly interf... Read more about Workiva

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

PocketGuard

Always know where your money goes

PocketGuard is a top-class personal finance app that is designed to simplify money management. Acting as a financial watchdog, the tool efficiently tracks income & expenses and helps users set budgetary goals. The app categorizes transactions automatically, providing a clear snapshot of spending habits. One notable feature is the "In My Pocket" indicator, which shows disposable income after bills ... Read more about PocketGuard

Free Trial

NA

Pricing Type

$6.25 Per month

Location

United States

TimeCamp

Best Time Tracking Software

TimeCamp is a versatile time tracking and productivity management solution catering to businesses and freelancers alike. It simplifies the process of tracking work hours and project timelines. With its user-friendly interface, users can effortlessly monitor tasks and generate detailed reports for precise invoicing and payroll. TimeCamp's automatic time-tracking feature ensures accuracy, reducing m... Read more about TimeCamp

Free Trial

Available

Pricing Type

$2.99 Per month

Location

United States

Board

Intelligent Planning solutions for everyone

Board is an all-in-one decision-making platform offering a blend of business intelligence, performance management, and analytics. It allows for efficient data consolidation, providing a unified view for better business insights. The tool includes interactive dashboards and reporting features, enabling users to visualize data effectively. Its planning and forecasting capabilities aid in strategic d... Read more about Board

Free Trial

NA

Pricing Type

Contact Vendor

Location

Switzerland

Scoro

Work Management Software For Professional Services

Scoro, a business management software, simplifies work processes with its user-friendly design. Ideal for businesses of all sizes, Scoro integrates project management, CRM, and billing seamlessly. Its intuitive interface allows easy collaboration, helping teams stay organized and efficient. Scoro's powerful features include task scheduling, time tracking, and financial management, providing a comp... Read more about Scoro

Free Trial

14 Days

Pricing Type

$26 Per month

Location

United Kingdom

Spendesk

Company cards & spend management software