Best Payment Processing Software

Payment processing software provides businesses with tools to manage and automate financial transactions, ensuring fast, secure, and efficient payment handling. These platforms support online, in-person, and recurring payments, making them essential for eCommerce, retail, and service-based industries. Payment automation software streamlines billing and improves cash flow, enhancing customer satisfaction. The best payment software includes features like multi-currency support, fraud detection, integration with accounting tools, and real-time reporting. Advanced online payment solutions offer mobile compatibility, customizable invoicing, and support for multiple payment methods, including credit cards, digital wallets, and bank transfers. Whether for small businesses or large enterprises, these tools simplify transaction management and boost efficiency. Explore top-rated payment processing software to optimize your financial workflows. Choose solutions designed to enhance security, streamline payments, and support business growth.
  • 4.6 avg. rating from 829 reviews

Last Updated: September 03, 2025

1185 Software

List of Top Payment Processing Software | Best Payment Software

Pricing Options

Monthly Subscription

Annual Subscription

One-Time Payment

Quote Based

Features

Electronic Signature

Billing & Invoicing

In-Person Payments

Recurring/Subscription Billing

Payment Fraud Prevention

Payment Processing

Data Security

Electronic Payments

Multiple Payment Options

Payment Processing Services Integration

Point of Sale (POS)

Online Payments

Reporting/Analytics

Debit/Credit Card Processing

ACH Payment Processing

Mobile Payments

PCI Compliance

Third-Party Integrations

Multi-Currency

Artificial Intelligence

Company Size

Self Employed

Small Business

Medium Business

Enterprise

I'm looking for Payment Processing Software that is:

Your Business Payments Streamlined & Simplified

Plooto is a user-friendly payment platform created to simplify financial transactions for businesses. With its intuitive interface, Plooto streamlines the payment process, allowing users to send and receive funds effortlessly. The platform supports electronic payments, making it easy to manage bills and pay vendors securely. Plooto integrates seamlessly with accounting software, reducing manual da... Read more about Plooto

Free Trial

30 Days

Pricing Type

$9 Per month

Location

Canada

Autonomous Finance for O2C, Treasury & R2R

HighRadius is a high-performing platform that transforms receivables and treasury processes for businesses. With its intuitive interface, HighRadius simplifies complex financial tasks, offering solutions for invoicing, collections, and cash applications. The platform's automation features optimize the order-to-cash cycle, reducing manual efforts and improving accuracy. HighRadius integrates seamle... Read more about HighRadius

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Silverware Avrio is an advanced restaurant POS software solution designed to enhance operational efficiency and improve customer service. With its intuitive interface, the software streamlines order processing, payment handling, and inventory management, making it essential for restaurants of all sizes. Silverware Avrio supports various payment methods and integrates seamlessly with other restaura... Read more about Silverware Avrio

Free Trial

NA

Pricing Type

Contact Vendor

Location

Canada

RevenueWire is an all-in-one payment processing software that helps businesses manage global transactions, process payments securely, and optimize their revenue streams. Designed for eCommerce businesses, RevenueWire supports multiple payment methods, currencies, and languages, making it ideal for companies operating in international markets. The platform offers tools to handle credit card payment... Read more about RevenueWire

Free Trial

NA

Pricing Type

$1000 Per user

Location

Canada

Payrexx is a secure and versatile payment processing software designed to simplify and streamline your financial transactions. It offers a comprehensive suite of features including online payments, recurring billing, invoicing, and multi-currency support, ensuring that your payment processes are efficient and reliable. The intuitive interface allows businesses to easily set up and manage payment g... Read more about Payrexx

Free Trial

Available

Pricing Type

$9 Per month

Location

Switzerland

TreviPay is a secure payment processing software designed to help businesses manage transactions, invoices, and customer payments efficiently. The platform supports multiple payment methods, including credit cards, ACH transfers, and digital wallets, ensuring a seamless checkout experience for customers. TreviPay also offers tools for setting up recurring payments, handling multi-currency transact... Read more about TreviPay

Free Trial

NA

Pricing Type

$200 Per month

Location

United States

A secure payment solution for retailers

ACCEO Tender Retail is a payment processing software designed to help retailers manage transactions and streamline their point of sale (POS) operations. This software enables businesses to securely process payments, track sales, and manage inventory across multiple retail locations. ACCEO Tender Retail supports various payment methods, including credit and debit cards, mobile payments, and contact... Read more about ACCEO Tender Retail

Free Trial

NA

Pricing Type

$150 Per one-time

Location

Canada

Limonetik is a state-of-the-art Payment Processing Software designed to streamline and enhance the financial transactions of businesses across various industries. It offers a secure and efficient platform for managing payments, invoicing, and billing processes, ensuring that transactions are processed accurately and swiftly. Limonetik features intuitive tools for setting up and managing payment ga... Read more about Limonetik

Free Trial

NA

Pricing Type

Contact Vendor

Location

France

First American Payment Processing Software is a secure and efficient solution designed to facilitate seamless financial transactions for businesses of all sizes. This comprehensive platform offers a suite of tools that enable businesses to accept and manage payments through various channels, including in-store, online, and mobile, ensuring that customers can make purchases conveniently and securel... Read more about First American

Free Trial

NA

Pricing Type

$20 Per feautre

Location

United States

TokenEx is a secure and efficient payment processing software designed to facilitate seamless financial transactions for businesses of all sizes. It offers a comprehensive platform for handling various payment methods, including credit cards, debit cards, and digital wallets, ensuring flexibility and convenience for customers. TokenEx features robust security measures, such as tokenization, encryp... Read more about TokenEx

Free Trial

Available

Pricing Type

Contact Vendor

Location

United States

Payzerware is a comprehensive payment processing software designed to simplify transactions for businesses across various industries. This platform offers robust tools for invoicing, payment collection, and financial reporting, ensuring that organizations can manage their cash flow effectively. With features such as integrated payment gateways and customizable invoicing options, Payzerware enhance... Read more about Payzerware

Free Trial

Available

Pricing Type

$399 Per feautre

Location

United States

Libeo is an innovative expense report software that simplifies financial management for businesses of all sizes. By enabling users to easily track expenses, manage invoices, and streamline reporting processes, Libeo enhances financial visibility and control. The platform allows employees to submit expense claims directly through a user-friendly interface, reducing the administrative burden on fina... Read more about Libeo

Free Trial

Available

Pricing Type

$49 Per month

Location

France

Modulr is a payment processing software designed to simplify financial transactions for businesses. By offering automated payment solutions, Modulr helps businesses manage payments efficiently, reducing manual errors and ensuring timely transactions. With its secure infrastructure, Modulr supports various payment methods, including direct bank transfers, debit, and credit cards. Its API integratio... Read more about Modulr

Free Trial

NA

Pricing Type

Contact Vendor

Location

United Kingdom

MineralTree TotalAP is an advanced accounting software focused on automating accounts payable functions to enhance efficiency, accuracy, and cash flow management. This platform offers tools for invoice capture, approval workflows, and secure payment processing, helping finance teams reduce manual tasks and ensure timely payments. MineralTree TotalAP’s integration with accounting systems and ERPs... Read more about MineralTree TotalAP

Free Trial

NA

Pricing Type

$5000 Per year

Location

United States

Ackroo is an innovative customer loyalty software designed to help businesses build and manage effective loyalty programs. The platform provides comprehensive tools for creating customized loyalty rewards, tracking customer engagement, and analyzing program performance, ensuring that organizations can foster customer retention and drive repeat business. Ackroo allows users to design tailored loyal... Read more about Ackroo

Free Trial

NA

Pricing Type

$35 Per feautre

Location

Canada

iNovah is a versatile payment processing software designed to streamline transaction management for government and public-sector organizations. It offers a secure and efficient way to process payments for taxes, fees, licenses, fines, and other government services. iNovah supports a variety of payment methods, including credit and debit cards, ACH payments, and electronic checks, allowing citizens... Read more about iNovah

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

PayYourRent.com is a payment processing software tailored for landlords, property managers, and tenants to manage rent payments securely and efficiently. The platform allows tenants to pay rent online using various payment methods such as credit cards, debit cards, and ACH transfers, ensuring convenience and flexibility. Property managers and landlords can track payments, set up automated reminder... Read more about PayYourRent.com

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

CellPoint Digital is a versatile payment processing software designed to help businesses manage and optimize their payment operations across multiple channels. With support for various payment methods, including credit cards, mobile payments, and e-wallets, CellPoint Digital makes it easy for businesses to offer customers a range of secure payment options. The platform includes real-time transacti... Read more about CellPoint Digital

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

The platformall-in-one for your local marketing

Partoo is a comprehensive SEO software designed to help businesses enhance their online visibility and improve search engine rankings through effective optimization strategies. The platform offers a suite of tools for managing local SEO, optimizing business listings, and tracking search performance, ensuring that businesses can attract and engage their target audience effectively. Partoo supports ... Read more about Partoo

Free Trial

NA

Pricing Type

Contact Vendor

Location

France

Bizpay is a comprehensive billing and invoicing software designed to streamline the financial operations of businesses. This platform enables organizations to create and send professional invoices, track payments, and manage expenses efficiently. With its user-friendly interface, Bizpay allows users to customize invoice templates, set payment reminders, and automate recurring billing processes, re... Read more about Bizpay

Free Trial

NA

Pricing Type

Contact Vendor

Location

Japan

Sunbit is a modern payment processing software designed to provide customers with flexible and convenient payment options at the point of sale. It empowers businesses to offer instant financing for purchases, allowing consumers to choose payment plans that fit their budget. Sunbit’s easy-to-use platform integrates seamlessly with existing checkout systems, enabling businesses to offer finan... Read more about Sunbit

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

PersonaPay Express is a secure payment processing software that enables businesses to accept, manage, and track payments from customers seamlessly. The platform supports multiple payment methods, including credit cards, digital wallets, and ACH transfers, providing convenience for customers. PersonaPay Express includes features such as automated invoicing, recurring billing, and real-time payment ... Read more about PersonaPay Express

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

PersonaPay is a secure and scalable payment processing software designed to simplify payment acceptance for businesses of all sizes. The platform supports multiple payment methods, including credit and debit cards, e-wallets, and bank transfers, ensuring flexibility for customers. PersonaPay offers a secure, PCI-compliant environment for handling sensitive payment information, safeguarding both bu... Read more about PersonaPay

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Doxim Payment is a payment processing software designed for businesses that want to offer secure and flexible payment options. It supports various payment methods, including credit cards, debit cards, and ACH, enabling businesses to meet customer preferences. Doxim Payment provides tools for processing payments, generating invoices, and tracking transaction history, ensuring transparency and accur... Read more about Doxim Payment

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Judopay is a cutting-edge payment processing software designed to help businesses accept payments quickly, securely, and efficiently. Whether you're operating an online store, mobile app, or physical retail location, Judopay supports a wide range of payment methods, including credit/debit cards, digital wallets, and mobile payments. The software is designed with security in mind, using end-to-end ... Read more about Judopay

Free Trial

NA

Pricing Type

Contact Vendor

Location

Italy

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Frequently Asked Questions

Payment Processing Software is a digital solution that facilitates the secure authorization, capture, and settlement of electronic payments, including credit/debit cards, ACH, mobile wallets, and online transactions.

Retailers, eCommerce stores, service providers, SaaS companies, hospitality businesses, nonprofits, and healthcare providers use it to accept and manage customer payments.

It ensures secure and fast transactions, improves the customer checkout experience, automates financial reconciliation, and reduces the risk of fraud or chargebacks.

Key features include multi-channel payment acceptance, fraud detection, PCI compliance, invoicing, recurring billing, refund management, reporting, and API integrations.

It connects the merchant, customer, payment gateway, processor, and acquiring bank to authorize and complete transactions in real time.

Key features include multi-channel payment acceptance, fraud detection, PCI compliance, recurring billing, real-time transaction monitoring, refunds, reporting tools, and integration with accounting or CRM systems.

Retailers, eCommerce stores, SaaS platforms, restaurants, healthcare providers, subscription services, and nonprofits all benefit by offering secure, flexible, and scalable payment solutions.

Retailers, eCommerce stores, SaaS platforms, restaurants, healthcare providers, subscription services, and nonprofits all benefit by offering secure, flexible, and scalable payment solutions.

It offers fast, secure, and user-friendly checkout options—online or in-store—while supporting preferred payment methods for higher satisfaction and conversions.

It streamlines checkout processes, supports faster transactions, improves customer satisfaction, reduces manual errors, and helps businesses expand by accepting more payment types across more channels.

Yes. Enterprise-grade platforms offer custom APIs, advanced fraud controls, bulk settlement tools, global support, and multi-user account management for growing organizations.

It syncs transactions with accounting software, generates payout reports, and automatically reconciles deposits—saving time and ensuring accuracy.

Definitely. Many providers offer low-cost, easy-to-deploy solutions tailored for startups and SMBs, with the ability to scale as the business grows.