Best Payment Processing Software

Payment processing software provides businesses with tools to manage and automate financial transactions, ensuring fast, secure, and efficient payment handling. These platforms support online, in-person, and recurring payments, making them essential for eCommerce, retail, and service-based industries. Payment automation software streamlines billing and improves cash flow, enhancing customer satisfaction. The best payment software includes features like multi-currency support, fraud detection, integration with accounting tools, and real-time reporting. Advanced online payment solutions offer mobile compatibility, customizable invoicing, and support for multiple payment methods, including credit cards, digital wallets, and bank transfers. Whether for small businesses or large enterprises, these tools simplify transaction management and boost efficiency. Explore top-rated payment processing software to optimize your financial workflows. Choose solutions designed to enhance security, streamline payments, and support business growth.
  • 4.6 avg. rating from 829 reviews

Last Updated: September 03, 2025

1185 Software

List of Top Payment Processing Software | Best Payment Software

Pricing Options

Monthly Subscription

Annual Subscription

One-Time Payment

Quote Based

Features

Electronic Signature

Billing & Invoicing

In-Person Payments

Recurring/Subscription Billing

Payment Fraud Prevention

Payment Processing

Data Security

Electronic Payments

Multiple Payment Options

Payment Processing Services Integration

Point of Sale (POS)

Online Payments

Reporting/Analytics

Debit/Credit Card Processing

ACH Payment Processing

Mobile Payments

PCI Compliance

Third-Party Integrations

Multi-Currency

Artificial Intelligence

Company Size

Self Employed

Small Business

Medium Business

Enterprise

I'm looking for Payment Processing Software that is:

Collect customer payments faster, easier and more securely– all from your existing business tools.

EBizCharge is a robust payment processing solution that simplifies transactions for businesses. With a user-friendly interface, it allows seamless credit card and ACH payments. EBizCharge integrates with popular accounting systems, streamlining financial processes. Businesses benefit from quick and secure transactions, enhancing customer satisfaction. The software also offers comprehensive reporti... Read more about EBizCharge

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

The number one accounts receivable management software globally

Chaser is a powerful credit control platform transforming how businesses manage their receivables. With its intuitive interface, Chaser simplifies chasing overdue payments, automating the follow-up process. The platform integrates seamlessly with accounting systems, reducing manual tasks for finance teams. Chaser's personalized communication features tailor messages to clients, enhancing customer ... Read more about Chaser

Free Trial

7 Days

Pricing Type

$42 Per month

Location

United Kingdom

Fortis is a versatile payment processing software that enables businesses to accept and manage transactions with ease. Designed for organizations of all sizes, Fortis offers a comprehensive suite of payment solutions, including credit card processing, mobile payments, and online invoicing. With its secure and user-friendly interface, businesses can streamline their payment workflows and enhance cu... Read more about Fortis

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

SutiAP is a robust accounts payable software designed to simplify and automate the entire accounts payable process for businesses. The platform provides a comprehensive solution for managing invoices, approvals, and payments efficiently. With features like automated invoice capture, matching, and workflow management, SutiAP reduces manual data entry and minimizes errors, enhancing operational effi... Read more about SutiAP

Free Trial

Available

Pricing Type

Contact Vendor

Location

United States

EZSchoolPay is a comprehensive payment processing software designed specifically for educational institutions to manage transactions efficiently. This platform enables schools to accept payments for various services, including lunch programs, registration fees, and extracurricular activities. With its user-friendly interface, parents and guardians can make payments online securely, reducing the ad... Read more about EZSchoolPay

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Billdu is a user-friendly Billing and Invoicing Software designed to help small businesses and freelancers manage their finances efficiently. The platform offers tools for creating professional invoices, tracking payments, and managing expenses. Billdu features an intuitive interface that allows users to generate invoices, accept online payments, and monitor payment statuses in real time. The soft... Read more about Billdu

Free Trial

Available

Pricing Type

Contact Vendor

Location

United Kingdom

Zeamster is a powerful payment processing platform designed to streamline the way businesses handle transactions. It supports a wide range of payment methods, including credit cards, debit cards, and mobile payments, offering flexibility for businesses of all sizes. The platform is known for its secure payment gateway, ensuring all transactions are encrypted and safe from fraud. Zeamster integrate... Read more about Zeamster

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Serrala Suite is a powerful Accounts Payable Software designed to streamline and automate the management of a company's payable processes, ensuring accuracy, efficiency, and compliance. This comprehensive platform offers a wide range of features, including invoice processing, payment scheduling, expense tracking, and vendor management, enabling businesses to handle all aspects of accounts payable ... Read more about Serrala Suite

Free Trial

NA

Pricing Type

Contact Vendor

Location

Germany

Lumanu is a cutting-edge influencer marketing software designed to streamline and enhance the management of influencer partnerships. This platform provides brands with the tools needed to discover, manage, and analyze influencer collaborations effectively. With Lumanu, users can access a vast database of influencers across various social media platforms, allowing for targeted outreach based on dem... Read more about Lumanu

Free Trial

NA

Pricing Type

$99 Per month

Location

United States

Beyonic is a versatile payment processing software designed to facilitate secure and efficient financial transactions for businesses. This platform provides tools for managing payments, invoicing, and tracking financial records seamlessly. With its user-friendly interface, businesses can easily create and send invoices, monitor payment statuses, and manage accounts receivable in real time. Beyonic... Read more about Beyonic

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Pismo is a comprehensive payment processing software designed to facilitate seamless transactions for businesses in various industries. This platform provides tools for managing payment gateways, processing card payments, and handling fraud detection, ensuring that organizations can operate efficiently and securely. With Pismo, users can easily integrate payment solutions into their websites and m... Read more about pismo

Free Trial

NA

Pricing Type

Contact Vendor

Location

Brazil

Blue Dog Virtual Terminal is a payment processing software designed to enable businesses to securely accept credit card and debit card payments online and in-person. The platform offers a range of payment solutions, including virtual terminals for phone orders, in-person point of sale (POS) systems, and recurring billing options. Blue Dog Virtual Terminal supports a variety of payment methods, ens... Read more about Blue Dog Virtual Terminal

Free Trial

Available

Pricing Type

$9.95 Per user

Location

United States

iATS is a comprehensive payment processing software designed to help organizations manage their transactions and donations seamlessly. The platform provides tools for securely processing credit card payments, managing recurring donations, and generating detailed financial reports. With its user-friendly interface, iATS allows users to set up custom payment forms, track payment history, and ensure ... Read more about iATS

Free Trial

NA

Pricing Type

Contact Vendor

Location

Canada

EpicPay is a comprehensive payment processing software designed to help businesses accept and manage payments securely and efficiently. The platform provides tools for processing various payment methods, including credit and debit cards, digital wallets, and ACH transactions, ensuring flexibility for customers during checkout. EpicPay’s user-friendly interface allows businesses to set up payment... Read more about EpicPay

Free Trial

Available

Pricing Type

Contact Vendor

Location

United States

PayWay is a robust payment processing software designed to facilitate secure and efficient transactions for businesses of all sizes. This platform provides a comprehensive suite of payment solutions, including credit card processing, e-checks, and mobile payments, ensuring that organizations can accept payments from a variety of sources. PayWay offers advanced security features, including encrypti... Read more about PayWay

Free Trial

NA

Pricing Type

Contact Vendor

Location

Australia

Juspay Stack is an advanced payment processing software that helps businesses provide a seamless, secure, and frictionless payment experience for their customers. Designed to handle high-volume transactions, Juspay Stack offers a unified platform for managing various payment methods, including credit cards, debit cards, UPI, and wallets. The software is optimized for speed, ensuring that payments ... Read more about Juspay Stack

Free Trial

NA

Pricing Type

Contact Vendor

Location

India

PouchNATION is a customer relationship management (CRM) software that helps businesses enhance customer engagement and build stronger relationships through personalized interactions. The platform provides a range of tools for managing customer data, tracking interactions, and automating communications across multiple channels. PouchNATION allows businesses to segment their customer base, analyze p... Read more about PouchNATION

Free Trial

Available

Pricing Type

Contact Vendor

Location

Singapore

PayRange is a robust payment processing software designed to simplify cashless payments for businesses and their customers. Primarily used for vending machines, laundromats, and other unattended services, PayRange allows users to make payments through a mobile app, removing the need for cash or physical cards. The software is easy to install and supports multiple payment methods, including credit ... Read more about PayRange

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

CopeCart is a comprehensive payment processing software designed for online businesses to manage and automate transactions securely. With a focus on simplicity and ease of use, CopeCart allows merchants to accept payments, issue invoices, and track subscription-based services with minimal effort. The platform supports multiple payment methods, including credit cards, digital wallets, and local pay... Read more about CopeCart

Free Trial

NA

Pricing Type

Contact Vendor

Location

Germany

Gig Wage is a cutting-edge payroll software designed to simplify the payment process for businesses employing gig workers and freelancers. This platform provides an intuitive solution for managing payroll, invoicing, and tax compliance, ensuring that organizations can efficiently handle their diverse workforce. With Gig Wage, users can easily process payments for gig workers, track hours worked, a... Read more about Gig Wage

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Spenmo is a powerful accounting software designed to simplify financial management for businesses. Offering a suite of tools to manage expenses, invoices, and payments, Spenmo helps companies streamline their accounting processes and maintain financial accuracy. The platform integrates seamlessly with banks, accounting software, and other business systems, ensuring smooth synchronization of financ... Read more about Spenmo

Free Trial

Available

Pricing Type

Contact Vendor

Location

United States

Orchid Pay is a comprehensive payment processing software solution that enables businesses to accept and manage payments seamlessly across various channels. Whether for online transactions, mobile payments, or in-person purchases, Orchid Pay supports a wide array of payment methods, including credit and debit cards, digital wallets, bank transfers, and more. The platform integrates with existing e... Read more about Orchid Pay

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Handpoint is a cutting-edge Payment Processing Software designed to simplify and secure financial transactions for businesses of all sizes. It offers a comprehensive platform for accepting, managing, and processing payments both online and in-person, ensuring that businesses can provide seamless and secure payment experiences to their customers. Handpoint features an intuitive interface that allow... Read more about Handpoint

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Wethos is a user-friendly billing and invoicing software designed to simplify the process of creating and managing invoices for small businesses, freelancers, and agencies. With Wethos, users can easily generate professional-looking invoices, track payments, and manage billing details in one convenient platform. The software supports automated billing, allowing businesses to set up recurring invoi... Read more about Wethos

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Hokodo is a payment processing software that enables businesses to offer secure, flexible payment options to their customers. Designed for B2B transactions, Hokodo provides tools for invoicing, payment tracking, and automated reminders, reducing the risk of late or missed payments. The software also includes credit assessment features, allowing businesses to evaluate the creditworthiness of custom... Read more about Hokodo

Free Trial

NA

Pricing Type

Contact Vendor

Location

United Kingdom

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Frequently Asked Questions

Payment Processing Software is a digital solution that facilitates the secure authorization, capture, and settlement of electronic payments, including credit/debit cards, ACH, mobile wallets, and online transactions.

Retailers, eCommerce stores, service providers, SaaS companies, hospitality businesses, nonprofits, and healthcare providers use it to accept and manage customer payments.

It ensures secure and fast transactions, improves the customer checkout experience, automates financial reconciliation, and reduces the risk of fraud or chargebacks.

Key features include multi-channel payment acceptance, fraud detection, PCI compliance, invoicing, recurring billing, refund management, reporting, and API integrations.

It connects the merchant, customer, payment gateway, processor, and acquiring bank to authorize and complete transactions in real time.

Key features include multi-channel payment acceptance, fraud detection, PCI compliance, recurring billing, real-time transaction monitoring, refunds, reporting tools, and integration with accounting or CRM systems.

Retailers, eCommerce stores, SaaS platforms, restaurants, healthcare providers, subscription services, and nonprofits all benefit by offering secure, flexible, and scalable payment solutions.

Retailers, eCommerce stores, SaaS platforms, restaurants, healthcare providers, subscription services, and nonprofits all benefit by offering secure, flexible, and scalable payment solutions.

It offers fast, secure, and user-friendly checkout options—online or in-store—while supporting preferred payment methods for higher satisfaction and conversions.

It streamlines checkout processes, supports faster transactions, improves customer satisfaction, reduces manual errors, and helps businesses expand by accepting more payment types across more channels.

Yes. Enterprise-grade platforms offer custom APIs, advanced fraud controls, bulk settlement tools, global support, and multi-user account management for growing organizations.

It syncs transactions with accounting software, generates payout reports, and automatically reconciles deposits—saving time and ensuring accuracy.

Definitely. Many providers offer low-cost, easy-to-deploy solutions tailored for startups and SMBs, with the ability to scale as the business grows.