Best Payment Processing Software

Payment processing software provides businesses with tools to manage and automate financial transactions, ensuring fast, secure, and efficient payment handling. These platforms support online, in-person, and recurring payments, making them essential for eCommerce, retail, and service-based industries. Payment automation software streamlines billing and improves cash flow, enhancing customer satisfaction. The best payment software includes features like multi-currency support, fraud detection, integration with accounting tools, and real-time reporting. Advanced online payment solutions offer mobile compatibility, customizable invoicing, and support for multiple payment methods, including credit cards, digital wallets, and bank transfers. Whether for small businesses or large enterprises, these tools simplify transaction management and boost efficiency. Explore top-rated payment processing software to optimize your financial workflows. Choose solutions designed to enhance security, streamline payments, and support business growth.
  • 4.6 avg. rating from 829 reviews

Last Updated: September 03, 2025

1185 Software

List of Top Payment Processing Software | Best Payment Software

Pricing Options

Monthly Subscription

Annual Subscription

One-Time Payment

Quote Based

Features

Electronic Signature

Billing & Invoicing

In-Person Payments

Recurring/Subscription Billing

Payment Fraud Prevention

Payment Processing

Data Security

Electronic Payments

Multiple Payment Options

Payment Processing Services Integration

Point of Sale (POS)

Online Payments

Reporting/Analytics

Debit/Credit Card Processing

ACH Payment Processing

Mobile Payments

PCI Compliance

Third-Party Integrations

Multi-Currency

Artificial Intelligence

Company Size

Self Employed

Small Business

Medium Business

Enterprise

I'm looking for Payment Processing Software that is:

Redefining Collections Innovation

Finvi is helping a wide array of clients in healthcare and accounts receivable operate more efficiently to strengthen revenue recovery. After four decades as Ontario Systems, as Finvi, we continue to innovate and build upon our comprehensive, data-driven approach, and remain committed to creating a frictionless revenue infrastructure you can rely on. Read more about Finvi

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

TouchSuite is a versatile payment processing software designed to meet the needs of businesses across various industries. It supports a wide range of payment methods, including credit cards, debit cards, and mobile payments, ensuring fast and secure transactions. TouchSuite integrates with point-of-sale (POS) systems, allowing for seamless payment processing and tracking. The software offers advan... Read more about TouchSuite

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Artiva RM is a comprehensive debt collection software that streamlines the entire collection process for organizations and agencies. Designed with user experience in mind, Artiva RM provides a powerful suite of tools for managing accounts, automating communications, and tracking recovery efforts. The software features customizable workflows and templates, allowing users to tailor their collection ... Read more about Artiva RM

Free Trial

NA

Pricing Type

$1000 Per user

Location

United States

Monetra is a cutting-edge payment processing software designed to simplify financial transactions for businesses of all sizes. With its secure and flexible platform, Monetra enables merchants to accept various payment methods, including credit cards, debit cards, and digital wallets, ensuring a seamless payment experience for customers. The software supports multiple currencies, making it ideal fo... Read more about Monetra

Free Trial

Available

Pricing Type

$225 Per user

Location

United States

Express Payments Suite is an advanced payment processing software designed to simplify financial transactions for businesses of all sizes. This comprehensive platform offers tools for secure online payments, invoicing, and reconciliation, ensuring organizations can efficiently manage their payment operations. With its user-friendly interface, Express Payments Suite allows users to easily process c... Read more about Express Payments Suite

Free Trial

NA

Pricing Type

$500 Per user

Location

United States

The Most Trusted EHR for Behavioral Health

TherapyNotes, LLC is a specialized electronic health record (EHR) software designed for mental health professionals. This comprehensive platform provides tools for managing patient records, scheduling appointments, and billing insurance, ensuring that practitioners can operate efficiently and focus on patient care. With features such as customizable templates, secure messaging, and detailed report... Read more about TherapyNotes LLC

Free Trial

Available

Pricing Type

$49 Per user

Location

United States

Constellation Payments is a comprehensive payment processing software designed to facilitate secure and efficient transactions for businesses. The platform offers a user-friendly interface that enables organizations to accept various payment methods, including credit cards, ACH transfers, and mobile payments. With Constellation Payments, users can manage transactions, track payments, and generate ... Read more about Constellation Payments

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Payscout is a global payment processing software designed to help businesses securely accept and manage payments across various channels, including online, in-store, and mobile platforms. The software supports multiple payment methods, including credit and debit cards, digital wallets, and ACH payments, giving businesses the flexibility to offer customers a wide range of options. Payscout integrat... Read more about Payscout

Free Trial

NA

Pricing Type

$1.65 Per user

Location

United States

Alternative Payments is a versatile Payment Processing Software designed to offer businesses a wide range of payment options beyond traditional credit and debit cards. Featuring a secure platform, Alternative Payments enables businesses to accept payments through digital wallets, bank transfers, cryptocurrency, and other emerging payment methods, catering to the diverse preferences of today's cons... Read more about Alternative Payments

Free Trial

Available

Pricing Type

Contact Vendor

Location

Lithuania

SecurionPay is a secure and reliable payment processing software tailored for businesses seeking efficient and seamless transaction solutions. It supports a wide range of payment methods, including credit cards, debit cards, and digital wallets, ensuring flexibility and convenience for customers. With robust security features such as PCI compliance, encryption, and fraud detection, SecurionPay saf... Read more about SecurionPay

Free Trial

NA

Pricing Type

$0.25 Per feautre

Location

Switzerland

Maxpay is a robust Payment Processing Software designed to facilitate seamless and secure financial transactions for businesses of all sizes. This versatile platform supports a wide range of payment methods, including credit cards, debit cards, ACH transfers, and digital wallets, ensuring flexibility and convenience for customers. Maxpay integrates effortlessly with e-commerce platforms, point-of-... Read more about Maxpay

Free Trial

NA

Pricing Type

$2.9 Per feautre

Location

Malta

Paperlesstrans is a dynamic payment processing software that simplifies financial transactions for businesses of all sizes. Designed to enhance the payment experience, this platform enables users to accept various payment methods, including credit cards, debit cards, and mobile payments, all through a secure and user-friendly interface. With robust reporting features, Paperlesstrans provides valua... Read more about Paperlesstrans

Free Trial

NA

Pricing Type

$15 Per feautre

Location

United States

Upclick is an innovative payment processing software designed to simplify online transactions for businesses and their customers. With its secure and user-friendly interface, Upclick allows businesses to accept payments across various platforms, including websites and mobile applications. The software supports multiple payment methods, including credit cards, digital wallets, and bank transfers, e... Read more about Upclick

Free Trial

Available

Pricing Type

$0.01 Per feautre

Location

Canada

Denefits is a comprehensive payment processing software tailored for businesses of all sizes, facilitating secure and efficient financial transactions. The platform allows companies to accept payments through various methods, including credit cards, ACH transfers, and digital wallets. Denefits stands out with its user-friendly interface, which simplifies payment processing and provides tools for t... Read more about Denefits

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Decta is a reliable payment processing software designed to facilitate seamless transactions for businesses of all sizes. With its advanced features, Decta supports various payment methods, including credit cards, digital wallets, and bank transfers, ensuring flexibility for customers. The software prioritizes security, employing robust encryption and fraud detection measures to protect sensitive ... Read more about Decta

Free Trial

NA

Pricing Type

Contact Vendor

Location

United Kingdom

XTRM is a sophisticated payment processing software designed to streamline financial transactions for businesses of all sizes. With its userfriendly interface, XTRM enables organizations to manage payments, invoicing, and financial reporting seamlessly. The software supports multiple payment methods, including credit cards, ACH transfers, and digital wallets, ensuring flexibility for customers and... Read more about XTRM

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Clearent is a comprehensive payment processing software designed to provide businesses with a seamless and secure solution for managing transactions. This platform offers a wide range of payment options, including credit and debit card processing, mobile payments, and e-commerce solutions, catering to the diverse needs of modern businesses. Clearent’s user-friendly interface allows merchants to ... Read more about Clearent

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

ChatFood is an innovative payment processing software designed to streamline transactions and enhance customer engagement for restaurants and food service businesses. This comprehensive platform offers a suite of tools that facilitate online ordering, secure payment processing, and customer communication, ensuring that businesses can operate efficiently and provide exceptional service. ChatFood’... Read more about ChatFood

Free Trial

Available

Pricing Type

$80 Per month

Location

United Arab Emirates

VST Enterprises offers innovative payment processing software utilizing their patented VCode® and VPlatform® technologies to provide secure and efficient transactions. The software employs scannable codes that are more advanced than traditional QR codes, ensuring robust security against fraud and counterfeiting. VST Enterprises' solution enables versatile applications, including mobile payments,... Read more about VST Enterprises

Free Trial

NA

Pricing Type

Contact Vendor

Location

United Kingdom

Payfacile is a versatile payment processing software designed to simplify transactions for businesses across various industries. This platform supports a wide range of payment methods, including credit cards, debit cards, and bank transfers, providing customers with convenient options for completing purchases. With its user-friendly interface, businesses can easily manage payment processing, track... Read more about Payfacile

Free Trial

NA

Pricing Type

$12 Per feautre

Location

France

Edstart is a specialized payment processing software designed to facilitate secure and efficient financial transactions for educational institutions. This platform enables schools, colleges, and universities to manage tuition payments, fees, and donations seamlessly. With its user-friendly interface, Edstart simplifies the payment process for parents and students, allowing them to make payments on... Read more about Edstart

Free Trial

NA

Pricing Type

Contact Vendor

Location

Australia

Form3 is a leading payment processing software designed to provide seamless, secure, and efficient transaction processing for businesses of all sizes. The platform offers a cloud-based infrastructure that supports real-time payment processing, enabling organizations to handle a high volume of transactions with ease. With its intuitive interface, users can manage various payment types, including AC... Read more about Form3

Free Trial

NA

Pricing Type

Contact Vendor

Location

United Kingdom

Alevate Bill Pay is a robust payment processing software solution designed to simplify and streamline the bill payment process for businesses and consumers alike. With Alevate, businesses can accept payments through multiple channels, including online portals, mobile apps, and integrated POS systems. The software supports various payment methods, including credit/debit cards, ACH transfers, and el... Read more about Alevate Bill Pay

Free Trial

NA

Pricing Type

Contact Vendor

Location

Germany

Finom is an intuitive and efficient payment processing software designed to simplify financial transactions for businesses of all sizes. With a focus on automation, security, and ease of use, Finom enables companies to process payments quickly and securely across multiple channels. The platform supports various payment methods, including credit cards, bank transfers, and digital wallets, allowing ... Read more about Finom

Free Trial

NA

Pricing Type

Contact Vendor

Location

Cyprus

Appmax is an advanced payment processing software designed to provide businesses with a seamless and secure way to accept online payments from customers worldwide. With Appmax, businesses can process credit card payments, digital wallets, ACH transfers, and other payment methods through a single, unified platform. The software is equipped with state-of-the-art security features, including end-to-e... Read more about Appmax

Free Trial

NA

Pricing Type

Contact Vendor

Location

Brazil

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Frequently Asked Questions

Payment Processing Software is a digital solution that facilitates the secure authorization, capture, and settlement of electronic payments, including credit/debit cards, ACH, mobile wallets, and online transactions.

Retailers, eCommerce stores, service providers, SaaS companies, hospitality businesses, nonprofits, and healthcare providers use it to accept and manage customer payments.

It ensures secure and fast transactions, improves the customer checkout experience, automates financial reconciliation, and reduces the risk of fraud or chargebacks.

Key features include multi-channel payment acceptance, fraud detection, PCI compliance, invoicing, recurring billing, refund management, reporting, and API integrations.

It connects the merchant, customer, payment gateway, processor, and acquiring bank to authorize and complete transactions in real time.

Key features include multi-channel payment acceptance, fraud detection, PCI compliance, recurring billing, real-time transaction monitoring, refunds, reporting tools, and integration with accounting or CRM systems.

Retailers, eCommerce stores, SaaS platforms, restaurants, healthcare providers, subscription services, and nonprofits all benefit by offering secure, flexible, and scalable payment solutions.

Retailers, eCommerce stores, SaaS platforms, restaurants, healthcare providers, subscription services, and nonprofits all benefit by offering secure, flexible, and scalable payment solutions.

It offers fast, secure, and user-friendly checkout options—online or in-store—while supporting preferred payment methods for higher satisfaction and conversions.

It streamlines checkout processes, supports faster transactions, improves customer satisfaction, reduces manual errors, and helps businesses expand by accepting more payment types across more channels.

Yes. Enterprise-grade platforms offer custom APIs, advanced fraud controls, bulk settlement tools, global support, and multi-user account management for growing organizations.

It syncs transactions with accounting software, generates payout reports, and automatically reconciles deposits—saving time and ensuring accuracy.

Definitely. Many providers offer low-cost, easy-to-deploy solutions tailored for startups and SMBs, with the ability to scale as the business grows.