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Top Heartland Payments+ Alternatives & Competitors

Finding the right software for your business can be challenging, and while Heartland Payments+ is a popular choice, it may not be the perfect fit for everyone. If you're exploring Heartland Payments+ alternatives, you're in the right place. We’ve compiled a list of the top competitors that offer similar features, pricing, and benefits. Compare the best alternatives to Heartland Payments+ and discover the ideal solution tailored to your needs.
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Heartland Payments+ is also listed in these categories

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Billing and Invoicing Software Construction Estimating Software Legal Billing Software Medical Billing Software Mobile Credit Card Processing Software Payment Processing Software

All Competitors and Alternatives to Heartland Payments+

Explore each Heartland Payments+ alternative through its overview and available details on use cases, buyer fit, key features, integrations, pros and cons, and pricing. When a comparison is available, open a side-by-side view with Heartland Payments+ for a closer evaluation.

#1

Shopify

🏆 SW Recommended

Start and grow your e-commerce business

★★★★☆ 4.6 58 Reviews
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Alternative fit

Why Choose Shopify Over Heartland Payments+

Best for E-Commerce Entrepreneurs

Shopify Payments eliminates third-party processing fees for Shopify store owners and integrates natively with the entire Shopify ecosystem. For e-commerce entrepreneurs already on Shopify, it's a more cohesive and cost-efficient alternative to routing payments through Heartland.

Free TrialNot provided Starting Price$17.02 Per month HeadquartersCanada
#2

Helcim

🏆 SW Recommended

Your payments. Your profits. Zero games.

★★★★☆ 4.6 2 Reviews
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Alternative fit

Why Choose Helcim Over Heartland Payments+

Best for Transparent Pricing

Helcim uses interchange-plus pricing with no monthly fees, which often results in lower overall costs for small businesses processing moderate volumes. It's worth considering for owners frustrated with Heartland's fee structure who still want solid reporting and CRM-lite features.

Free TrialNot provided Starting PriceContact Vendor HeadquartersCanada
#3

Payanywhere

🏆 SW Recommended
No approved reviews yet. Be the first to review
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Alternative fit

Why Choose Payanywhere Over Heartland Payments+

Best for Mobile and Field Service

Payanywhere works particularly well for mobile vendors, contractors, and service professionals who process payments on the go. Its free smart terminal offer and simple mobile app make it a practical Heartland alternative without requiring fixed hardware setups.

Free TrialNot provided Starting PriceContact Vendor HeadquartersUnited States
#4

Lightspeed

🏆 SW Recommended

LIGHTSPEED EMAILmARKETING

★★★★☆ 4.0 1 Review
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Alternative fit

Why Choose Lightspeed Over Heartland Payments+

Best for Scaling Retail

Lightspeed is better suited for retail operators managing multiple locations, large inventories, or omnichannel sales. Its reporting and inventory management capabilities outpace Heartland for growing retailers who need serious operational visibility across channels.

Free TrialAvailable Starting Price$89 Per month HeadquartersUnited States
#5

Stax Bill

🏆 SW Recommended
★★★★☆ 4.4 2 Reviews
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Overview

Stax Bill is a powerful payment processing software designed to simplify billing and transaction management for businesses. It provides tools for managing subscriptions, invoicing, and payment tracking, ensuring smooth financial operations. With features like automated billing, m...

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Side-by-side

Need a Detailed Comparison?

Compare Heartland Payments+ vs Stax Bill for pricing, features, integrations, and overall business fit.

Compare Heartland Payments+ vs Stax Bill
Free TrialAvailable Starting Price$499 Per month HeadquartersUnited States
#6

Venmo

No approved reviews yet. Be the first to review
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Overview

Venmo is a widely used payment processing software that allows individuals and businesses to send and receive money quickly and securely. Available as both a mobile app and an online platform, Venmo makes peer-to-peer transactions simple by linking directly to bank accounts or de...

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Free TrialNot provided Starting PriceContact Vendor HeadquartersUnited States
#7

Square Payments

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Overview

Square Payments is a versatile payment processing software designed to simplify transactions for businesses of all sizes. With its userfriendly interface, Square enables businesses to accept payments instore, online, and onthego seamlessly. The platform supports various payment m...

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Free TrialNot provided Starting PriceContact Vendor HeadquartersUnited States
#8

Clover

🏆 SW Recommended

A powerful POS system that hustles as hard as you do

★★★★☆ 4.5 20 Reviews
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Alternative fit

Why Choose Clover Over Heartland Payments+

Best for Restaurant and Retail POS

Clover's hardware-software combination is purpose-built for restaurants and retail environments. Compared to Heartland, it offers a more modern interface, stronger tableside ordering features, and an app marketplace that lets owners customize their setup without heavy IT involvement.

Free TrialAvailable Starting PriceContact Vendor HeadquartersCanada
#9

Toast POS

🏆 SW Recommended

Restaurant Point of Sale & Management System

No approved reviews yet. Be the first to review
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Alternative fit

Why Choose Toast POS Over Heartland Payments+

Best for Restaurants

Toast is specifically engineered for food service operations, offering kitchen display systems, tip management, and menu customization that go deeper than Heartland's restaurant tools. It's a more specialized choice for restaurant managers who need everything in one vertical-specific platform.

Free TrialAvailable Starting Price$69 Per month HeadquartersUnited States
#10

PayPal Zettle

🏆 SW Recommended
No approved reviews yet. Be the first to review
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Alternative fit

Why Choose PayPal Zettle Over Heartland Payments+

Best Budget-Friendly Option

For service professionals and micro-businesses watching costs closely, Zettle's low hardware price and competitive transaction rates make it an accessible entry point. It lacks some of Heartland's reporting depth but handles everyday payment needs without financial strain.

Free TrialNot provided Starting PriceContact Vendor HeadquartersUnited States

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FAQs About Heartland Payments+ Alternatives

What are the best alternatives to Heartland Payments+?
Some of the best alternatives to Heartland Payments+ include PayPal Zettle, Venmo, Shopify, Square Payments, Toast POS, Clover, Payanywhere, Stax Bill, Helcim and Lightspeed. These alternatives offer similar features, better pricing, and more flexibility depending on your business needs.
Why should I consider alternatives to Heartland Payments+?
There are various reasons why users look for alternatives to Heartland Payments+, such as pricing concerns, missing features, better integration options, or improved customer support. Exploring alternative solutions ensures that businesses find the best fit for their specific requirements.
Are there free alternatives to Heartland Payments+?

Yes! Depending on the product, you may find:

  • Free Trial options like Toast POS, Clover, Stax Bill and Lightspeed (test premium features before subscribing).

These no-cost or low-cost alternatives can be ideal for startups and small businesses with budget constraints, but often come with feature limitations or usage caps. Always check each option’s details to ensure it fits your specific needs.

Which alternative to Heartland Payments+ is best for small businesses?
Small businesses looking for an easy-to-use and cost-effective alternative to Heartland Payments+ can consider PayPal Zettle, Venmo, Shopify, Square Payments, Toast POS, Clover, Payanywhere, Stax Bill, Helcim and Lightspeed. These software options offer affordable pricing, simple setup, and essential business features tailored for growing teams.
Which Heartland Payments+ alternative is best for enterprises?
Enterprises seeking a robust alternative to Heartland Payments+ can explore Shopify, Toast POS and Clover. These platforms offer scalability, advanced automation, top-tier security, and enterprise-grade customer support to meet large-scale business needs.
What are the best cloud-based Heartland Payments+ alternatives?
Some of the best cloud-based alternatives to Heartland Payments+ include PayPal Zettle, Venmo, Shopify, Square Payments, Toast POS, Clover, Payanywhere, Stax Bill, Helcim and Lightspeed. These platforms offer seamless remote access, real-time collaboration, automatic updates, and enhanced security for smooth software management.
Do Heartland Payments+ alternatives support mobile apps?
Yes, most Heartland Payments+ alternatives provide mobile apps for iOS and Android. Options like PayPal Zettle, Venmo, Shopify, Square Payments, Toast POS, Clover and Payanywhere offer full-featured mobile applications that allow users to manage tasks, track progress, and collaborate on the go.
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