Best Payment Processing Software

Payment processing software provides businesses with tools to manage and automate financial transactions, ensuring fast, secure, and efficient payment handling. These platforms support online, in-person, and recurring payments, making them essential for eCommerce, retail, and service-based industries. Payment automation software streamlines billing and improves cash flow, enhancing customer satisfaction. The best payment software includes features like multi-currency support, fraud detection, integration with accounting tools, and real-time reporting. Advanced online payment solutions offer mobile compatibility, customizable invoicing, and support for multiple payment methods, including credit cards, digital wallets, and bank transfers. Whether for small businesses or large enterprises, these tools simplify transaction management and boost efficiency. Explore top-rated payment processing software to optimize your financial workflows. Choose solutions designed to enhance security, streamline payments, and support business growth.
  • 4.6 avg. rating from 829 reviews

Last Updated: September 03, 2025

1185 Software

List of Top Payment Processing Software | Best Payment Software

Pricing Options

Monthly Subscription

Annual Subscription

One-Time Payment

Quote Based

Features

Electronic Signature

Billing & Invoicing

In-Person Payments

Recurring/Subscription Billing

Payment Fraud Prevention

Payment Processing

Data Security

Electronic Payments

Multiple Payment Options

Payment Processing Services Integration

Point of Sale (POS)

Online Payments

Reporting/Analytics

Debit/Credit Card Processing

ACH Payment Processing

Mobile Payments

PCI Compliance

Third-Party Integrations

Multi-Currency

Artificial Intelligence

Company Size

Self Employed

Small Business

Medium Business

Enterprise

I'm looking for Payment Processing Software that is:

The Business-to-Business Payment Network

Paystand is an outstanding digital payment platform revolutionizing the way businesses handle transactions. Paystand has an intuitive interface simplifies the payment process, allowing seamless transactions through various methods like credit cards and eChecks. The platform's automation features streamline accounts receivable, reducing manual efforts and saving time for finance teams. Paystand's f... Read more about Paystand

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Subscription Billing & Affiliate Management

PayKickstart is an efficient online platform designed for businesses, big or small, to streamline their sales and payment processes. Serving as a comprehensive e-commerce solution, PayKickstart simplifies the complexities of managing subscriptions, digital products, and physical goods. Its user-friendly interface empowers entrepreneurs with easy setup for customizable checkout experiences, making ... Read more about PayKickstart

Free Trial

14 Days

Pricing Type

$99 Per month

Location

United States

The Premier Church Giving Platform

Vanco Faith, developed by Vanco Payment Solutions, is a specialized software solution designed for faith-based organizations. Launched to assist churches and religious groups in managing their financial and administrative tasks, Vanco Faith offers a range of features including online giving, donation tracking, and financial reporting. Its user-friendly interface allows for easy management of recur... Read more about Vanco Faith

Free Trial

NA

Pricing Type

$49 Per month

Location

United States

The Best Restaurant iPad POS System

Lavu is a cutting-edge, mobile point-of-sale (POS) software primarily designed for the restaurant and hospitality industry. It stands out with its easy-to-navigate interface, enabling quick and efficient order processing. A key feature is its customizable menu options, allowing for real-time updates and modifications. Lavu excels in table and reservation management, streamlining the dining experie... Read more about Lavu

Free Trial

NA

Pricing Type

$99 Per month

Location

United States

Integrated Payments is a comprehensive payment processing software solution designed to enhance the way businesses handle transactions. It offers seamless integration with various platforms, allowing merchants to accept payments through multiple channels, including online, in-store, and mobile. With a focus on security, Integrated Payments employs advanced encryption technologies to protect sensit... Read more about Integrated Payments

Free Trial

Available

Pricing Type

Contact Vendor

Location

United States

Invoice2go is a user-friendly billing and invoicing software tailored for freelancers, small business owners, and service providers. The platform enables users to quickly create and send professional invoices, track payments, and manage expenses from a single dashboard. With customizable templates and the ability to add your company’s branding, Invoice2go makes invoicing simple and personalized.... Read more about Invoice2go

Free Trial

Available

Pricing Type

$5.99 Per month

Location

United States

FreedomPay is a leading payment processing software designed to facilitate secure and efficient transactions for businesses. This powerful platform supports various payment methods, including credit cards, mobile payments, and e-commerce transactions, ensuring flexibility for customers. With its user-friendly interface, businesses can easily manage transactions, track sales, and generate detailed ... Read more about FreedomPay

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Enrollware is a sophisticated payment processing software designed to streamline financial transactions for businesses in the education and training sectors. This platform offers a comprehensive suite of tools that enable organizations to manage student registrations, process payments, and track financial transactions efficiently. With Enrollware, users can easily create customizable payment plans... Read more about Enrollware

Free Trial

Available

Pricing Type

$99 Per month

Location

United States

nCourt Online Services is a reliable payment processing software designed to facilitate secure online payments for businesses and government agencies. This platform offers comprehensive tools for managing payment transactions, ensuring compliance with industry standards and regulations. With nCourt Online Services, users can easily accept various payment methods, track transaction statuses, and ge... Read more about nCourt Online Services

Free Trial

Available

Pricing Type

$1 Per user

Location

United States

etransfer is an advanced payment processing software designed to facilitate secure and efficient transactions for businesses of all sizes. This versatile platform supports multiple payment methods, including credit cards, bank transfers, and mobile payments, ensuring a seamless checkout experience for customers. With features such as real-time transaction monitoring, fraud detection, and automated... Read more about etransfer

Free Trial

NA

Pricing Type

$195 Per user

Location

United States

Patient Payment Management is a specialized payment processing software designed for healthcare providers to streamline billing and collections. With its user-friendly interface, the software enables providers to manage patient accounts, send invoices, and process payments efficiently. Patient Payment Management offers features such as automated payment reminders, online payment options, and flexi... Read more about Patient Payment Management

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Stax Bill is a powerful payment processing software designed to simplify billing and transaction management for businesses. It provides tools for managing subscriptions, invoicing, and payment tracking, ensuring smooth financial operations. With features like automated billing, multi-currency support, and customizable reporting, users can enhance cash flow and improve financial oversight. The soft... Read more about Stax Bill

Free Trial

Available

Pricing Type

$199 Per feautre

Location

United States

Payment Depot is a robust payment processing software designed to facilitate secure and efficient transactions for businesses of all sizes. The platform supports a wide range of payment methods, including credit cards, debit cards, ACH transfers, and digital wallets, ensuring flexibility and convenience for customers. With Payment Depot, businesses can easily integrate payment processing into thei... Read more about Payment Depot

Free Trial

Available

Pricing Type

$59 Per month

Location

United States

Jackrabbit Music is a comprehensive music school software designed to help music educators manage their studios effectively. This platform provides a range of features, including student registration, class scheduling, billing, and communication tools. With Jackrabbit Music, instructors can easily create and manage lesson schedules, track student progress, and automate billing processes, allowing ... Read more about Jackrabbit Music

Free Trial

Available

Pricing Type

$49 Per month

Location

United States

Jackrabbit Swim is a specialized software solution tailored for swim schools, designed to streamline operations and enhance the overall experience for students and parents. This platform offers features such as class scheduling, student registration, and billing management, allowing swim schools to manage their operations efficiently. With its userfriendly interface, parents can easily enroll thei... Read more about Jackrabbit Swim

Free Trial

Available

Pricing Type

$49 Per month

Location

United States

Jackrabbit Gymnastics is a comprehensive management software designed specifically for gymnastics studios and clubs. This platform streamlines administrative tasks such as student registration, class scheduling, and billing, allowing staff to focus on coaching and student development. With its intuitive interface, parents can easily enroll their children, monitor progress, and manage payments onli... Read more about Jackrabbit Gymnastics

Free Trial

Available

Pricing Type

$49 Per month

Location

United States

Tuition Express is a reliable child care software designed to simplify the billing and payment process for child care centers, preschools, and after-school programs. The platform automates tuition collection, allowing parents to make secure electronic payments, reducing the need for manual processing and ensuring timely payments. Tuition Express integrates seamlessly with child care management sys... Read more about Tuition Express

Free Trial

NA

Pricing Type

$18.5 Per user

Location

United States

Lemon Way is a robust payment processing software designed to facilitate secure, efficient, and compliant financial transactions for businesses of all sizes. The platform offers a comprehensive suite of tools for handling online payments, managing e-commerce transactions, and supporting various payment methods, including credit cards, bank transfers, and digital wallets. Lemon Way’s intuitive in... Read more about Lemon Way

Free Trial

NA

Pricing Type

Contact Vendor

Location

France

Soldo is an advanced payment processing software designed to streamline financial transactions and simplify business expenses. It allows businesses to manage payments, track expenses, and issue virtual or physical cards for employee spending. With real-time expense tracking, Soldo provides full visibility into spending patterns, ensuring better control and compliance. The software integrates seaml... Read more about Soldo

Free Trial

NA

Pricing Type

$21 Per month

Location

United Kingdom

InstaReM is a payment processing software that facilitates secure and fast cross-border money transfers. The platform offers a seamless solution for businesses and individuals to send funds internationally at competitive exchange rates with minimal fees. InstaReM supports multiple currencies, enabling global transactions across more than 55 countries. With advanced security features like encryptio... Read more about InstaReM

Free Trial

NA

Pricing Type

Contact Vendor

Location

Singapore

Splitit is an innovative payment processing software that enables businesses to offer flexible payment solutions, allowing customers to split their purchases into manageable installments. The platform integrates seamlessly with eCommerce sites, providing a smooth checkout experience without requiring credit checks or new financing applications. Splitit’s unique approach leverages customers' exis... Read more about Splitit

Free Trial

NA

Pricing Type

$1.5 Per month

Location

United States

Tyro is a reliable and efficient payment processing solution designed to streamline transactions for businesses of all sizes. It offers a seamless integration with various payment gateways and point-of-sale systems, enabling merchants to accept payments easily, whether in-store or online. Tyro’s advanced features include secure card payment processing, real-time transaction tracking, and compreh... Read more about Tyro

Free Trial

NA

Pricing Type

Contact Vendor

Location

Australia

Book4Time Pay is a specialized payment processing solution designed for businesses in the spa, wellness, and hospitality industries. It simplifies transactions by offering an integrated payment gateway that supports various payment methods, including credit cards, digital wallets, and contactless payments. The software is seamlessly integrated with the Book4Time platform, allowing businesses to ma... Read more about Book4Time Pay

Free Trial

NA

Pricing Type

Contact Vendor

Location

Canada

Lemonway is a versatile payment processing software that simplifies online payments for businesses, offering secure, efficient, and cost-effective solutions. It is designed to manage transactions in various industries, including e-commerce, fintech, and marketplaces. With Lemonway, businesses can accept payments via multiple methods, including credit and debit cards, bank transfers, and e-wallets,... Read more about Lemonway

Free Trial

NA

Pricing Type

Contact Vendor

Location

France

Applied Pay is an advanced payment processing software designed to provide secure, fast, and reliable payment solutions for businesses of all sizes. The platform supports various payment methods, including credit cards, debit cards, e-wallets, and mobile payments, making it easy for businesses to accept payments from customers across multiple channels. With built-in encryption and fraud prevention... Read more about Applied Pay

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

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Frequently Asked Questions

Payment Processing Software is a digital solution that facilitates the secure authorization, capture, and settlement of electronic payments, including credit/debit cards, ACH, mobile wallets, and online transactions.

Retailers, eCommerce stores, service providers, SaaS companies, hospitality businesses, nonprofits, and healthcare providers use it to accept and manage customer payments.

It ensures secure and fast transactions, improves the customer checkout experience, automates financial reconciliation, and reduces the risk of fraud or chargebacks.

Key features include multi-channel payment acceptance, fraud detection, PCI compliance, invoicing, recurring billing, refund management, reporting, and API integrations.

It connects the merchant, customer, payment gateway, processor, and acquiring bank to authorize and complete transactions in real time.

Key features include multi-channel payment acceptance, fraud detection, PCI compliance, recurring billing, real-time transaction monitoring, refunds, reporting tools, and integration with accounting or CRM systems.

Retailers, eCommerce stores, SaaS platforms, restaurants, healthcare providers, subscription services, and nonprofits all benefit by offering secure, flexible, and scalable payment solutions.

Retailers, eCommerce stores, SaaS platforms, restaurants, healthcare providers, subscription services, and nonprofits all benefit by offering secure, flexible, and scalable payment solutions.

It offers fast, secure, and user-friendly checkout options—online or in-store—while supporting preferred payment methods for higher satisfaction and conversions.

It streamlines checkout processes, supports faster transactions, improves customer satisfaction, reduces manual errors, and helps businesses expand by accepting more payment types across more channels.

Yes. Enterprise-grade platforms offer custom APIs, advanced fraud controls, bulk settlement tools, global support, and multi-user account management for growing organizations.

It syncs transactions with accounting software, generates payout reports, and automatically reconciles deposits—saving time and ensuring accuracy.

Definitely. Many providers offer low-cost, easy-to-deploy solutions tailored for startups and SMBs, with the ability to scale as the business grows.