Best Payment Processing Software

Payment processing software provides businesses with tools to manage and automate financial transactions, ensuring fast, secure, and efficient payment handling. These platforms support online, in-person, and recurring payments, making them essential for eCommerce, retail, and service-based industries. Payment automation software streamlines billing and improves cash flow, enhancing customer satisfaction. The best payment software includes features like multi-currency support, fraud detection, integration with accounting tools, and real-time reporting. Advanced online payment solutions offer mobile compatibility, customizable invoicing, and support for multiple payment methods, including credit cards, digital wallets, and bank transfers. Whether for small businesses or large enterprises, these tools simplify transaction management and boost efficiency. Explore top-rated payment processing software to optimize your financial workflows. Choose solutions designed to enhance security, streamline payments, and support business growth.
  • 4.6 avg. rating from 829 reviews

Last Updated: September 03, 2025

1185 Software

List of Top Payment Processing Software | Best Payment Software

Pricing Options

Monthly Subscription

Annual Subscription

One-Time Payment

Quote Based

Features

Electronic Signature

Billing & Invoicing

In-Person Payments

Recurring/Subscription Billing

Payment Fraud Prevention

Payment Processing

Data Security

Electronic Payments

Multiple Payment Options

Payment Processing Services Integration

Point of Sale (POS)

Online Payments

Reporting/Analytics

Debit/Credit Card Processing

ACH Payment Processing

Mobile Payments

PCI Compliance

Third-Party Integrations

Multi-Currency

Artificial Intelligence

Company Size

Self Employed

Small Business

Medium Business

Enterprise

I'm looking for Payment Processing Software that is:

Maxio is a specialized subscription management software designed to help businesses manage their subscription-based services efficiently. The platform provides tools for billing, invoicing, and customer management, enabling organizations to streamline their subscription operations. Maxio supports automated billing cycles and payment processing, reducing the administrative burden on finance teams. ... Read more about Maxio

Free Trial

NA

Pricing Type

$5000 Per year

Location

United States

Daxko Accounting is a powerful budgeting software tailored for nonprofits and membership-based organizations. It provides comprehensive tools for managing budgets, tracking expenses, and generating financial reports. Daxko Accounting simplifies the process of creating and managing budgets across multiple departments, allowing users to allocate resources more effectively. The software integrates wi... Read more about Daxko Accounting

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Earth Class Mail is a cloud-based mailroom management software that helps businesses digitize their physical mail for easier access and organization. The platform provides tools for scanning and storing physical mail, allowing users to view, sort, and manage their mail from any device. Earth Class Mail also offers forwarding services, check deposits, and secure document shredding, making it a comp... Read more about Earth Class Mail

Free Trial

Available

Pricing Type

$19 Per month

Location

United States

Paymentus is an advanced billing and invoicing software designed to streamline the payment process for businesses of all sizes. With its userfriendly interface, Paymentus enables organizations to create, send, and manage invoices efficiently. The platform supports multiple payment methods, including credit cards, ACH, and digital wallets, ensuring convenience for customers. Paymentus also features... Read more about Paymentus

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

AAC is a leading payment processing software designed to facilitate secure and efficient financial transactions for businesses of all sizes. This comprehensive platform supports a variety of payment methods, including credit and debit cards, mobile wallets, and online banking, ensuring customers have a seamless checkout experience. With its advanced fraud detection and prevention features, AAC hel... Read more about AAC

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

LawPay is an advanced legal billing software tailored specifically for law firms, providing them with the tools to manage billing and payments efficiently. Designed with the unique needs of legal professionals in mind, LawPay simplifies invoice creation, time tracking, and payment processing, ensuring compliance with ABA and IOLTA guidelines. The software allows users to generate detailed invoices... Read more about LawPay

Free Trial

Available

Pricing Type

$19 Per month

Location

United States

Elavon is a leading payment processing software designed to simplify transactions for businesses of all sizes. This platform offers a range of payment solutions, including credit and debit card processing, mobile payments, and e-commerce integrations, ensuring that businesses can accept payments securely and efficiently. With its user-friendly interface, Elavon allows merchants to manage transacti... Read more about Elavon

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Tikkie is a user-friendly payment processing software designed to simplify transactions for businesses and consumers alike. It enables businesses to send payment requests via secure links through SMS, email, or social media, allowing customers to pay directly using their preferred method. Tikkie supports multiple payment options, including credit/debit cards, bank transfers, and digital wallets, m... Read more about Tikkie

Free Trial

NA

Pricing Type

Contact Vendor

Location

Netherlands

PayNearMe is a versatile payment processing software that enables businesses to accept payments from customers in a variety of ways, including cash, credit cards, and mobile wallets. The platform offers a seamless, secure, and convenient payment experience for both customers and businesses. PayNearMe’s network allows customers to pay at thousands of locations, such as retail stores, convenience ... Read more about PayNearMe

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

PAYEER is a robust payment processing software designed to streamline transactions across various platforms. It supports multiple payment methods, including credit cards, e-wallets, and cryptocurrency, making it ideal for global businesses. PAYEER ensures secure and fast transactions with advanced encryption and fraud detection mechanisms, ensuring both businesses and customers have peace of mind.... Read more about PAYEER

Free Trial

NA

Pricing Type

Contact Vendor

Location

Estonia

Marqeta is a next-generation payment processing platform that enables businesses to create and manage innovative card-based payment solutions. Built for scalability and flexibility, Marqeta allows companies to issue virtual, physical, and tokenized cards with custom functionality, providing customers with a highly tailored payment experience. The platform supports a wide range of payment types, in... Read more about Marqeta

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Mundipagg is a payment processing software solution that simplifies digital transactions for businesses operating in both domestic and international markets. Known for its reliable multi-channel capabilities, Mundipagg allows companies to accept payments across various platforms, from websites and mobile apps to point-of-sale systems. The software supports a wide range of payment methods, includin... Read more about Mundipagg

Free Trial

NA

Pricing Type

Contact Vendor

Location

Brazil

Recharge is a recurring billing software designed to simplify subscription management for businesses. The platform allows users to automate billing cycles, track customer subscriptions, and manage payment processing, making it ideal for businesses with recurring revenue models. Recharge’s customizable subscription options enable businesses to offer flexible plans, add-ons, and promotions, cateri... Read more about Recharge

Free Trial

Available

Pricing Type

Contact Vendor

Location

United States

PagBrasil is a comprehensive payment processing software specifically tailored to support businesses targeting the Brazilian market. The platform offers multiple local payment options, including credit and debit cards, bank slips (Boleto Bancário), and Pix, allowing businesses to reach a wider customer base in Brazil. PagBrasil’s user-friendly interface makes it easy for businesses to integrate... Read more about PagBrasil

Free Trial

NA

Pricing Type

Contact Vendor

Location

Brazil

Lyf Pro is a payment processing software that enables businesses to handle transactions securely and efficiently across various payment methods. This platform supports credit card processing, digital wallets, and ACH transfers, providing flexibility for customers. Lyf Pro’s user-friendly interface allows businesses to manage invoices, track payments, and generate financial reports, ensuring tran... Read more about Lyf Pro

Free Trial

NA

Pricing Type

Contact Vendor

Location

France

Paylib is a versatile payment processing software designed to streamline financial transactions for businesses, offering tools for invoicing, payment collection, and customer management. This platform supports multiple payment methods, including credit cards, bank transfers, and digital wallets, providing customers with convenient payment options. Paylib’s dashboard allows businesses to track tr... Read more about Paylib

Free Trial

NA

Pricing Type

Contact Vendor

Location

France

Imago is a powerful Geographic Information System (GIS) software designed to help businesses and organizations manage, analyze, and visualize spatial data. With Imago, users can create detailed maps, perform geospatial analysis, and integrate location-based data into their decision-making processes. The software’s intuitive interface allows for easy data layering, where multiple datasets, such a... Read more about Airwallex

Free Trial

NA

Pricing Type

Contact Vendor

Location

Australia

Triple-A is a secure and scalable payment processing software designed to streamline financial transactions for businesses of all sizes. This platform enables businesses to accept a wide range of payment methods, including credit and debit cards, bank transfers, and e-wallets, in a seamless and secure environment. Triple-A ensures compliance with industry standards, such as PCI DSS, and provides r... Read more about Triple-A

Free Trial

Available

Pricing Type

Contact Vendor

Location

Singapore

Nochex is a reliable payment processing software designed to facilitate secure online transactions for businesses of all sizes. It provides an easy-to-use platform for accepting payments, both domestically and internationally, while ensuring PCI-compliant security standards. Nochex offers a range of payment solutions, including one-time payments, recurring billing, and invoicing, making it an idea... Read more about Nochex

Free Trial

NA

Pricing Type

Contact Vendor

Location

United Kingdom

Opayo is a reliable payment processing software designed to help businesses securely accept payments across multiple channels, including online, in-store, and over the phone. Formerly known as Sage Pay, Opayo supports a variety of payment methods, including credit and debit cards, digital wallets, and bank transfers, providing businesses with the flexibility to cater to their customers' preference... Read more about Opayo

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

EBP Paie is a payroll software solution designed to help businesses manage payroll processing, tax calculations, and employee compensation accurately and efficiently. This platform provides features for managing payroll data, generating payslips, calculating deductions, and processing payments, ensuring that payroll operations comply with local regulations. EBP Paie’s reporting and analytics too... Read more about EBP Paie

Free Trial

NA

Pricing Type

Contact Vendor

Location

France

Payplug is a secure and user-friendly payment processing software designed to help businesses accept online and in-store payments. Tailored for small to medium-sized enterprises, Payplug provides merchants with tools to process credit cards, digital wallets, and alternative payment methods, catering to a broad customer base. The software’s fraud prevention features, including transaction monitor... Read more about Payplug

Free Trial

NA

Pricing Type

Contact Vendor

Location

France

deepstack is a payment processing software that enables businesses to manage transactions securely and efficiently. Designed to support multiple payment methods, including credit cards, debit cards, and digital wallets, deepstack ensures a seamless and convenient checkout experience for customers. The software provides fraud detection and prevention features, safeguarding businesses from unauthori... Read more about deepstack

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Bitwage is a specialized billing and invoicing software that provides a unique service: allowing employees and freelancers to receive payments in cryptocurrency. The platform facilitates smooth, international payroll processing with options to get paid in Bitcoin, Ethereum, or stablecoins, catering to the growing demand for digital currencies. Bitwage offers customizable invoicing options, enablin... Read more about Bitwage

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Chrome River Pay is an advanced payment processing software designed to help businesses manage their financial transactions efficiently and securely. The software supports multiple payment methods, including credit cards, ACH, and wire transfers, allowing businesses to process payments from a variety of sources. Chrome River Pay offers real-time transaction tracking, ensuring that businesses can m... Read more about Chrome River Pay

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

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Frequently Asked Questions

Payment Processing Software is a digital solution that facilitates the secure authorization, capture, and settlement of electronic payments, including credit/debit cards, ACH, mobile wallets, and online transactions.

Retailers, eCommerce stores, service providers, SaaS companies, hospitality businesses, nonprofits, and healthcare providers use it to accept and manage customer payments.

It ensures secure and fast transactions, improves the customer checkout experience, automates financial reconciliation, and reduces the risk of fraud or chargebacks.

Key features include multi-channel payment acceptance, fraud detection, PCI compliance, invoicing, recurring billing, refund management, reporting, and API integrations.

It connects the merchant, customer, payment gateway, processor, and acquiring bank to authorize and complete transactions in real time.

Key features include multi-channel payment acceptance, fraud detection, PCI compliance, recurring billing, real-time transaction monitoring, refunds, reporting tools, and integration with accounting or CRM systems.

Retailers, eCommerce stores, SaaS platforms, restaurants, healthcare providers, subscription services, and nonprofits all benefit by offering secure, flexible, and scalable payment solutions.

Retailers, eCommerce stores, SaaS platforms, restaurants, healthcare providers, subscription services, and nonprofits all benefit by offering secure, flexible, and scalable payment solutions.

It offers fast, secure, and user-friendly checkout options—online or in-store—while supporting preferred payment methods for higher satisfaction and conversions.

It streamlines checkout processes, supports faster transactions, improves customer satisfaction, reduces manual errors, and helps businesses expand by accepting more payment types across more channels.

Yes. Enterprise-grade platforms offer custom APIs, advanced fraud controls, bulk settlement tools, global support, and multi-user account management for growing organizations.

It syncs transactions with accounting software, generates payout reports, and automatically reconciles deposits—saving time and ensuring accuracy.

Definitely. Many providers offer low-cost, easy-to-deploy solutions tailored for startups and SMBs, with the ability to scale as the business grows.