Best Payment Processing Software

Payment processing software provides businesses with tools to manage and automate financial transactions, ensuring fast, secure, and efficient payment handling. These platforms support online, in-person, and recurring payments, making them essential for eCommerce, retail, and service-based industries. Payment automation software streamlines billing and improves cash flow, enhancing customer satisfaction. The best payment software includes features like multi-currency support, fraud detection, integration with accounting tools, and real-time reporting. Advanced online payment solutions offer mobile compatibility, customizable invoicing, and support for multiple payment methods, including credit cards, digital wallets, and bank transfers. Whether for small businesses or large enterprises, these tools simplify transaction management and boost efficiency. Explore top-rated payment processing software to optimize your financial workflows. Choose solutions designed to enhance security, streamline payments, and support business growth.
  • 4.6 avg. rating from 829 reviews

Last Updated: September 03, 2025

1185 Software

List of Top Payment Processing Software | Best Payment Software

Pricing Options

Monthly Subscription

Annual Subscription

One-Time Payment

Quote Based

Features

Electronic Signature

Billing & Invoicing

In-Person Payments

Recurring/Subscription Billing

Payment Fraud Prevention

Payment Processing

Data Security

Electronic Payments

Multiple Payment Options

Payment Processing Services Integration

Point of Sale (POS)

Online Payments

Reporting/Analytics

Debit/Credit Card Processing

ACH Payment Processing

Mobile Payments

PCI Compliance

Third-Party Integrations

Multi-Currency

Artificial Intelligence

Company Size

Self Employed

Small Business

Medium Business

Enterprise

I'm looking for Payment Processing Software that is:

All-in-one Software for Attractions

ROLLER is a cloud-based software solution designed for the leisure and attractions industry, aiming to enhance guest experiences and streamline operations. It offers a suite of tools including ticketing, point-of-sale (POS), customer relationship management (CRM), and event management. The platform's ticketing system simplifies online and on-site ticket sales, while its POS functionality supports ... Read more about ROLLER

Free Trial

NA

Pricing Type

Contact Vendor

Location

Australia

Mobile Payment Software is an essential solution designed to facilitate secure and convenient payment processing through mobile devices. This software enables businesses to accept payments anywhere and anytime, enhancing customer satisfaction and increasing sales opportunities. With features like QR code scanning, NFC technology, and digital wallets, Mobile Payment Software supports a variety of p... Read more about Mobile Payment Software

Free Trial

NA

Pricing Type

$7.99 Per month

Location

United States

Metaphor SecurePay is a secure payment processing software designed to help businesses accept and process payments from customers quickly and efficiently. The platform supports multiple payment methods, including credit cards, debit cards, and digital wallets, ensuring that businesses can offer a seamless checkout experience. Metaphor SecurePay provides end-to-end encryption and fraud detection to... Read more about Metaphor SecurePay

Free Trial

NA

Pricing Type

$0.01 Per month

Location

United States

Clearly Payments is an innovative payment processing software designed to streamline transactions and enhance payment experiences for businesses. This platform provides comprehensive tools for managing payments, tracking transactions, and ensuring security efficiently. With Clearly Payments, users can easily accept payments through various channels, including online, in-store, and mobile, enabling... Read more about Clearly Payments

Free Trial

Available

Pricing Type

$10 Per user

Location

Canada

Paymerang is an innovative payment processing software that focuses on automating accounts payable and enhancing payment security for businesses. This platform enables organizations to manage vendor payments efficiently, providing a seamless way to pay bills electronically. With Paymerang, users can automate payment approvals, track payment statuses, and ensure timely payments to vendors, reducing... Read more about Paymerang

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Treasury Intelligence Solutions offers a comprehensive financial management software that empowers organizations to streamline their treasury operations and optimize cash management. This platform provides advanced tools for cash forecasting, liquidity management, and risk assessment, enabling users to make informed financial decisions. With real-time visibility into cash positions and bank accoun... Read more about Treasury Intelligence Solutions

Free Trial

NA

Pricing Type

Contact Vendor

Location

Germany

Paytweak is a comprehensive payment processing software designed to facilitate secure and efficient financial transactions for businesses. With its user-friendly interface, organizations can easily integrate payment solutions into their existing platforms, enabling customers to make payments via credit cards, digital wallets, and other methods. Paytweak prioritizes security, offering advanced encr... Read more about Paytweak

Free Trial

NA

Pricing Type

Contact Vendor

Location

France

CardUp is a payment processing software designed to help businesses and individuals make payments using credit cards, even when credit cards are not traditionally accepted. The platform allows users to pay for large expenses, such as rent, taxes, and suppliers, via credit cards, enabling businesses to earn rewards and manage cash flow more effectively. CardUp’s intuitive interface simplifies the... Read more about CardUp

Free Trial

NA

Pricing Type

Contact Vendor

Location

Singapore

PingPong Payments offers an efficient and secure payment processing solution tailored for global e-commerce and international transactions. It provides businesses with fast, low-cost payment transfers, eliminating the need for multiple intermediaries and reducing transaction fees. PingPong Payments supports multi-currency accounts, enabling businesses to hold, exchange, and transfer funds in vario... Read more about PingPong Payments

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

PayinTech Payment Processing Software is a powerful platform designed to help businesses process transactions quickly, securely, and efficiently. The software supports a wide range of payment methods, including credit and debit cards, digital wallets, bank transfers, and alternative payment options, ensuring businesses can accept payments from customers around the globe. PayinTech’s secure trans... Read more about PayinTech

Free Trial

NA

Pricing Type

Contact Vendor

Location

France

PayTrace is a comprehensive billing and invoicing software designed for businesses that need a secure, efficient payment processing solution. The platform offers seamless integration with existing point-of-sale (POS) systems and online stores, making it ideal for both physical and digital transactions. PayTrace simplifies payment processing with support for multiple payment methods, including cred... Read more about PayTrace

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Exact Payments is a billing and invoicing software designed to help businesses create accurate invoices, manage payments, and track financial transactions. The platform allows users to generate professional invoices with customizable templates, track payment due dates, and send automated reminders to clients. Exact Payments also supports multiple payment methods, including credit cards, bank trans... Read more about Exact Payments

Free Trial

Available

Pricing Type

$0 Per month

Location

United States

Zai is a versatile payment processing software that allows businesses to streamline their financial transactions and manage payments securely across various platforms. The software supports multiple payment methods, including credit cards, mobile wallets, direct bank transfers, and alternative payment systems, giving customers flexibility when making payments. Zai enables businesses to accept paym... Read more about Zai

Free Trial

NA

Pricing Type

Contact Vendor

Location

Singapore

Regate is an advanced financial management software designed to help businesses and organizations track, analyze, and optimize their financial operations. The platform includes features for budgeting, expense tracking, cash flow management, and financial reporting. Regate allows users to manage accounts payable and receivable, track invoices, and reconcile transactions in real-time. The software a... Read more about Regate

Free Trial

NA

Pricing Type

Contact Vendor

Location

France

Intergiro is a robust banking systems software designed to help financial institutions streamline their operations and offer a seamless banking experience to their clients. This platform provides a comprehensive suite of tools to manage core banking processes, including account management, transactions, loans, and payments. Intergiro supports multiple currencies and offers secure online banking fe... Read more about Intergiro

Free Trial

NA

Pricing Type

Contact Vendor

Location

Sweden

iK Pay Online is a state-of-the-art Payment Processing Software designed to streamline and secure financial transactions for businesses of all sizes. It offers a comprehensive platform for handling a wide range of payment methods, ensuring that businesses can accept payments seamlessly, efficiently, and safely. iK Pay Online features an intuitive interface that allows users to easily set up and ma... Read more about iK Pay Online

Free Trial

NA

Pricing Type

$0 Per month

Location

South Africa

KOMOJU is a reliable and secure payment processing software designed to simplify online transactions for businesses of all sizes. The platform supports a wide range of payment methods, including credit cards, bank transfers, digital wallets, and alternative payment options, providing businesses with flexibility and scalability to meet customer preferences. KOMOJU offers seamless integration with e... Read more about KOMOJU

Free Trial

NA

Pricing Type

$0 Per month

Location

Japan

Datacap is a reliable payment processing software that allows businesses to accept and manage payments across various channels. Supporting multiple payment methods, including credit cards, debit cards, and mobile wallets, Datacap ensures a seamless and secure payment experience for customers. The platform integrates with POS systems and eCommerce platforms, providing flexibility for both in-store ... Read more about Datacap

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

LINE Pay is a payment processing software that provides a secure and efficient solution for businesses and customers to complete transactions. Integrated with the popular LINE messaging app, LINE Pay allows customers to pay seamlessly using their LINE accounts, making it ideal for businesses looking to reach mobile users. The software supports a variety of payment methods, including QR code paymen... Read more about LINE Pay

Free Trial

NA

Pricing Type

$0 Per user

Location

Japan

SoftCoPay is a payment processing software that enables businesses to manage payments, invoicing, and financial transactions with ease. This software supports a range of payment options, including credit cards, bank transfers, and digital wallets, ensuring flexibility for customers. SoftCoPay includes automated invoicing, recurring billing, and payment reminders, helping companies improve cash flo... Read more about SoftCoPay

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Simpler is an easy-to-use payment processing software that enables businesses to accept payments from a variety of sources. Whether through credit cards, digital wallets, or bank transfers, Simpler streamlines the payment experience for both businesses and their customers. The platform offers a secure, PCI-compliant environment to ensure sensitive financial data is protected at all times. With fea... Read more about Simpler

Free Trial

Available

Pricing Type

$12 Per month

Location

United Kingdom

Sycurio.Digital Omnichannel Payment Links offers a secure and flexible payment processing solution for businesses across industries. With this software, companies can send payment requests via email, SMS, or social media, allowing customers to make payments through a channel that suits them best. Sycurio.Digital ensures transaction security with encryption and compliance with PCI standards, safegu... Read more about Sycurio.Digital Omnichannel Payment Links

Free Trial

NA

Pricing Type

Contact Vendor

Location

United Kingdom

Petpooja Pay is a payment processing software designed specifically for the restaurant and food service industry. It enables restaurants to accept a variety of payment methods, including credit/debit cards, mobile wallets, and contactless payments, ensuring that customers have a seamless checkout experience. Petpooja Pay integrates with POS systems, making it easy for restaurant staff to process p... Read more about Petpooja Pay

Free Trial

NA

Pricing Type

Contact Vendor

Location

India

Bringing innovation into banking

Unlimit BaaS (Banking-as-a-Service) is a next-generation payment processing software that simplifies financial services and transactions for businesses across industries. By offering a comprehensive suite of APIs, Unlimit BaaS allows businesses to integrate banking and payment capabilities directly into their own systems without the need to develop their own complex infrastructure. The platform su... Read more about Unlimit BaaS

Free Trial

NA

Pricing Type

Contact Vendor

Location

United Kingdom

Legl is a robust KYC (Know Your Customer) software solution designed to help businesses streamline the process of verifying the identity of their customers. Legl’s platform simplifies compliance with anti-money laundering (AML) and KYC regulations by automating customer due diligence tasks, such as document verification, identity checks, and background screening. The software offers a fast and e... Read more about Legl

Free Trial

NA

Pricing Type

Contact Vendor

Location

United Kingdom

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Frequently Asked Questions

Payment Processing Software is a digital solution that facilitates the secure authorization, capture, and settlement of electronic payments, including credit/debit cards, ACH, mobile wallets, and online transactions.

Retailers, eCommerce stores, service providers, SaaS companies, hospitality businesses, nonprofits, and healthcare providers use it to accept and manage customer payments.

It ensures secure and fast transactions, improves the customer checkout experience, automates financial reconciliation, and reduces the risk of fraud or chargebacks.

Key features include multi-channel payment acceptance, fraud detection, PCI compliance, invoicing, recurring billing, refund management, reporting, and API integrations.

It connects the merchant, customer, payment gateway, processor, and acquiring bank to authorize and complete transactions in real time.

Key features include multi-channel payment acceptance, fraud detection, PCI compliance, recurring billing, real-time transaction monitoring, refunds, reporting tools, and integration with accounting or CRM systems.

Retailers, eCommerce stores, SaaS platforms, restaurants, healthcare providers, subscription services, and nonprofits all benefit by offering secure, flexible, and scalable payment solutions.

Retailers, eCommerce stores, SaaS platforms, restaurants, healthcare providers, subscription services, and nonprofits all benefit by offering secure, flexible, and scalable payment solutions.

It offers fast, secure, and user-friendly checkout options—online or in-store—while supporting preferred payment methods for higher satisfaction and conversions.

It streamlines checkout processes, supports faster transactions, improves customer satisfaction, reduces manual errors, and helps businesses expand by accepting more payment types across more channels.

Yes. Enterprise-grade platforms offer custom APIs, advanced fraud controls, bulk settlement tools, global support, and multi-user account management for growing organizations.

It syncs transactions with accounting software, generates payout reports, and automatically reconciles deposits—saving time and ensuring accuracy.

Definitely. Many providers offer low-cost, easy-to-deploy solutions tailored for startups and SMBs, with the ability to scale as the business grows.