Best Payment Processing Software

Payment processing software provides businesses with tools to manage and automate financial transactions, ensuring fast, secure, and efficient payment handling. These platforms support online, in-person, and recurring payments, making them essential for eCommerce, retail, and service-based industries. Payment automation software streamlines billing and improves cash flow, enhancing customer satisfaction. The best payment software includes features like multi-currency support, fraud detection, integration with accounting tools, and real-time reporting. Advanced online payment solutions offer mobile compatibility, customizable invoicing, and support for multiple payment methods, including credit cards, digital wallets, and bank transfers. Whether for small businesses or large enterprises, these tools simplify transaction management and boost efficiency. Explore top-rated payment processing software to optimize your financial workflows. Choose solutions designed to enhance security, streamline payments, and support business growth.
  • 4.6 avg. rating from 829 reviews

Last Updated: September 03, 2025

1185 Software

List of Top Payment Processing Software | Best Payment Software

Pricing Options

Monthly Subscription

Annual Subscription

One-Time Payment

Quote Based

Features

Electronic Signature

Billing & Invoicing

In-Person Payments

Recurring/Subscription Billing

Payment Fraud Prevention

Payment Processing

Data Security

Electronic Payments

Multiple Payment Options

Payment Processing Services Integration

Point of Sale (POS)

Online Payments

Reporting/Analytics

Debit/Credit Card Processing

ACH Payment Processing

Mobile Payments

PCI Compliance

Third-Party Integrations

Multi-Currency

Artificial Intelligence

Company Size

Self Employed

Small Business

Medium Business

Enterprise

I'm looking for Payment Processing Software that is:

The Most Powerful All-In-One Accounting, Invoicing & Inventory Solution

ZarMoney serves as a handy tool for small businesses to manage their finances. It simplifies tasks like creating invoices, tracking expenses, and handling payroll. Its user-friendly design makes it easy for users to navigate without confusion. Security is a priority, with encryption and regular backups ensuring data safety. The software generates customizable reports, offering valuable insights in... Read more about ZarMoney

Free Trial

14 Days

Pricing Type

$20 Per month

Location

United States

Your esignature and payment tools, all in one platform.

PDCflow's digital communication and payment software is designed to create faster customer payment cycles. Send your payment page to customers through the digital communication channels they prefer – email, SMS, and web chat. Bundle contracts or invoices with payment requests into one digital workflow. Customers can review, sign, and complete payments in a couple of clicks. Flexible and customi... Read more about PDCflow

Free Trial

NA

Pricing Type

$40 Per month

Location

United States

Macrobank is a comprehensive payment processing software designed to handle both online and offline transactions securely. It supports multiple payment methods, including credit cards, ACH transfers, and mobile payments, making it suitable for businesses of all sizes. With its built-in fraud detection and encryption features, Macrobank ensures secure transactions and compliance with payment regula... Read more about Macrobank

Free Trial

NA

Pricing Type

Contact Vendor

Location

Estonia

Groovv is a cutting-edge payment processing software designed to simplify transactions for businesses of all sizes. This platform provides comprehensive tools for managing payments, tracking sales, and analyzing financial data seamlessly. With its user-friendly interface, merchants can easily process payments, manage customer information, and generate detailed financial reports in real-time. Groov... Read more about Groovv

Free Trial

NA

Pricing Type

$29.95 Per feautre

Location

United States

Tap2pay is an innovative payment processing software designed to simplify transactions for businesses and enhance the customer payment experience. This platform provides tools for securely processing various payment methods, including credit cards, digital wallets, and bank transfers, ensuring that organizations can accommodate customer preferences. Tap2pay features an intuitive interface that all... Read more about Tap2pay

Free Trial

NA

Pricing Type

Contact Vendor

Location

Belarus

Merchant One is a leading payment processing software solution designed to help businesses accept payments quickly, securely, and efficiently. With seamless integration into various point-of-sale (POS) systems and online stores, Merchant One enables businesses to process credit card payments, debit cards, and mobile wallet transactions, all in one platform. The software supports multiple payment m... Read more about Merchant One

Free Trial

Available

Pricing Type

$1 Per feautre

Location

United States

ApprovalMax is an advanced Accounting Practice Management Software that streamlines approval workflows for financial documents. It offers a cloud-based platform that integrates with accounting systems like Xero and QuickBooks Online. ApprovalMax features customizable approval workflows for invoices, purchase orders, and expenses, allowing organizations to enforce internal controls and prevent unau... Read more about ApprovalMax

Free Trial

Available

Pricing Type

$49 Per month

Location

United Kingdom

SwipeSum is an advanced payment processing software designed to help organizations optimize their payment systems and enhance financial operations. This comprehensive platform offers a suite of tools that facilitate payment acceptance, transaction management, and reporting, ensuring businesses can manage their payments efficiently. SwipeSum’s user-friendly interface allows users to process payme... Read more about SwipeSum

Free Trial

Available

Pricing Type

Contact Vendor

Location

United States

Remitr is a secure and efficient payment processing software designed to streamline financial transactions for businesses of all sizes. It offers a versatile platform for accepting various payment methods, including credit cards, debit cards, and digital wallets, ensuring a seamless checkout experience for customers. Remitr integrates effortlessly with e-commerce platforms, point-of-sale systems, ... Read more about Remitr

Free Trial

NA

Pricing Type

$5 Per feautre

Location

Canada

PayKings is a cutting-edge payment processing software designed to facilitate seamless and secure financial transactions for businesses of all sizes. It offers a comprehensive platform for accepting, processing, and managing payments across multiple channels with precision and efficiency. PayKings features support for various payment methods, including credit cards, digital wallets, and bank trans... Read more about PayKings

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

GoCrypto is a payment processing software that enables businesses to accept cryptocurrency payments seamlessly. With support for a wide range of digital currencies, including Bitcoin, Ethereum, and others, GoCrypto simplifies the process of integrating cryptocurrency payments into existing ecommerce platforms. The software offers a secure, fast, and transparent way to handle payments, ensuring tha... Read more about GoCrypto

Free Trial

NA

Pricing Type

Contact Vendor

Location

Slovenia

Hubpay is an advanced payment processing software designed to simplify transactions for businesses and their customers. With Hubpay, organizations can accept payments from a wide variety of sources, including credit cards, digital wallets, and bank transfers, providing flexibility and convenience for end-users. The platform’s secure processing and encryption features safeguard customer informati... Read more about Hubpay

Free Trial

NA

Pricing Type

Contact Vendor

Location

Brazil

PayOp is a payment processing software that provides businesses with a seamless and secure platform to accept payments from customers around the world. With PayOp, businesses can integrate a wide variety of payment methods into their websites or apps, including credit and debit cards, e-wallets, bank transfers, and alternative payment systems. The software supports multiple currencies and offers f... Read more about PayOp

Free Trial

NA

Pricing Type

Contact Vendor

Location

Singapore

myKaarma is a comprehensive auto dealer software designed to enhance communication and streamline operations for automotive dealerships. The platform provides tools for managing customer interactions, tracking service appointments, and automating workflows, ensuring that dealerships can operate efficiently. With its user-friendly interface, myKaarma allows dealers to communicate with customers via... Read more about myKaarma

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Coinremitter is a versatile payment processing software designed to facilitate seamless and secure financial transactions for businesses worldwide. It supports a wide range of payment methods, including credit and debit cards, digital wallets, and cryptocurrencies, providing flexibility and convenience for customers. Coinremitter integrates effortlessly with e-commerce platforms, mobile applicatio... Read more about Coinremitter

Free Trial

NA

Pricing Type

$99.99 Per month

Location

Singapore

Genome is an all-in-one payment processing software designed to help businesses securely and efficiently handle payments. Whether you run an e-commerce store, subscription service, or a brick-and-mortar shop, Genome offers a flexible and scalable solution for processing online and in-person payments. The software supports multiple payment methods, including credit cards, debit cards, bank transfer... Read more about Genome

Free Trial

NA

Pricing Type

Contact Vendor

Location

Lithuania

Plenigo is a robust billing and invoicing software designed for businesses that offer subscription-based services. With Plenigo, companies can easily manage recurring payments, handle one-time transactions, and automate invoicing. The software features a range of customization options, allowing users to create branded invoices and subscription plans. Plenigo’s automated billing system ensures th... Read more about Plenigo

Free Trial

Available

Pricing Type

Contact Vendor

Location

Germany

Finli is a user-friendly payment processing software designed to help businesses securely accept and manage payments from customers. The platform provides a range of payment solutions, including credit card processing, ACH transfers, and mobile payments, all within a simple, intuitive interface. Finli’s seamless integration with e-commerce platforms and accounting systems ensures smooth, automat... Read more about Finli

Free Trial

Available

Pricing Type

Contact Vendor

Location

United States

pCAT is a comprehensive payment processing software designed to streamline financial transactions for businesses of all sizes. This platform enables organizations to accept various payment methods, including credit cards, debit cards, and digital wallets, ensuring flexibility for customers. pCAT features an intuitive interface that allows users to process payments quickly and securely, reducing ch... Read more about pCAT

Free Trial

NA

Pricing Type

Contact Vendor

Location

Japan

myGMT is a reliable payment processing software solution that simplifies the way businesses accept and manage payments. Whether you're running an online store, subscription service, or retail operation, myGMT supports a wide range of payment methods, including credit/debit cards, bank transfers, and mobile wallets, ensuring that your customers can pay using their preferred method. The platform is ... Read more about myGMT

Free Trial

NA

Pricing Type

Contact Vendor

Location

Israel

TiPJAR is an innovative payment processing software designed to help businesses streamline the management and distribution of tips. Whether you're in hospitality, retail, or service industries, TiPJAR provides a transparent and efficient way to handle gratuities. The platform allows businesses to accept tips through a variety of payment methods, including debit and credit cards, digital wallets, a... Read more about TiPJAR

Free Trial

NA

Pricing Type

Contact Vendor

Location

United Kingdom

Paystone is a robust payment processing software designed to streamline the way businesses accept payments, both online and in-person. With Paystone, businesses can securely process payments across multiple channels, including credit and debit cards, mobile wallets, and bank transfers. The platform offers a seamless and flexible payment experience for customers while providing businesses with real... Read more about Paystone

Free Trial

NA

Pricing Type

Contact Vendor

Location

Canada

Switchio is a cutting-edge payment processing software that enables businesses to efficiently handle transactions across various platforms. With a focus on ease of use, security, and scalability, Switchio allows businesses to process payments through multiple channels, including credit and debit cards, digital wallets, and online banking systems. The software is designed to streamline payment work... Read more about Switchio

Free Trial

NA

Pricing Type

Contact Vendor

Location

NA

4dev.com is a comprehensive payment processing software that enables businesses to securely handle and process a wide range of payment transactions. With its user-friendly interface and advanced encryption, the platform ensures that both businesses and customers have a safe and seamless payment experience. 4dev.com supports multiple payment methods, including credit cards, debit cards, online bank... Read more about 4dev.com

Free Trial

NA

Pricing Type

Contact Vendor

Location

Cyprus

Flatpay is a payment processing software designed to simplify transactions for businesses of all sizes. It offers a seamless platform for handling online payments, allowing merchants to accept credit cards, digital wallets, and bank transfers securely. Flatpay integrates with popular e-commerce platforms, making it easy for businesses to set up and start accepting payments quickly. The software’... Read more about Flatpay

Free Trial

NA

Pricing Type

Contact Vendor

Location

Denmark

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Frequently Asked Questions

Payment Processing Software is a digital solution that facilitates the secure authorization, capture, and settlement of electronic payments, including credit/debit cards, ACH, mobile wallets, and online transactions.

Retailers, eCommerce stores, service providers, SaaS companies, hospitality businesses, nonprofits, and healthcare providers use it to accept and manage customer payments.

It ensures secure and fast transactions, improves the customer checkout experience, automates financial reconciliation, and reduces the risk of fraud or chargebacks.

Key features include multi-channel payment acceptance, fraud detection, PCI compliance, invoicing, recurring billing, refund management, reporting, and API integrations.

It connects the merchant, customer, payment gateway, processor, and acquiring bank to authorize and complete transactions in real time.

Key features include multi-channel payment acceptance, fraud detection, PCI compliance, recurring billing, real-time transaction monitoring, refunds, reporting tools, and integration with accounting or CRM systems.

Retailers, eCommerce stores, SaaS platforms, restaurants, healthcare providers, subscription services, and nonprofits all benefit by offering secure, flexible, and scalable payment solutions.

Retailers, eCommerce stores, SaaS platforms, restaurants, healthcare providers, subscription services, and nonprofits all benefit by offering secure, flexible, and scalable payment solutions.

It offers fast, secure, and user-friendly checkout options—online or in-store—while supporting preferred payment methods for higher satisfaction and conversions.

It streamlines checkout processes, supports faster transactions, improves customer satisfaction, reduces manual errors, and helps businesses expand by accepting more payment types across more channels.

Yes. Enterprise-grade platforms offer custom APIs, advanced fraud controls, bulk settlement tools, global support, and multi-user account management for growing organizations.

It syncs transactions with accounting software, generates payout reports, and automatically reconciles deposits—saving time and ensuring accuracy.

Definitely. Many providers offer low-cost, easy-to-deploy solutions tailored for startups and SMBs, with the ability to scale as the business grows.