Best Payment Processing Software

Payment processing software provides businesses with tools to manage and automate financial transactions, ensuring fast, secure, and efficient payment handling. These platforms support online, in-person, and recurring payments, making them essential for eCommerce, retail, and service-based industries. Payment automation software streamlines billing and improves cash flow, enhancing customer satisfaction. The best payment software includes features like multi-currency support, fraud detection, integration with accounting tools, and real-time reporting. Advanced online payment solutions offer mobile compatibility, customizable invoicing, and support for multiple payment methods, including credit cards, digital wallets, and bank transfers. Whether for small businesses or large enterprises, these tools simplify transaction management and boost efficiency. Explore top-rated payment processing software to optimize your financial workflows. Choose solutions designed to enhance security, streamline payments, and support business growth.
  • 4.6 avg. rating from 829 reviews

Last Updated: September 03, 2025

1185 Software

List of Top Payment Processing Software | Best Payment Software

Pricing Options

Monthly Subscription

Annual Subscription

One-Time Payment

Quote Based

Features

Electronic Signature

Billing & Invoicing

In-Person Payments

Recurring/Subscription Billing

Payment Fraud Prevention

Payment Processing

Data Security

Electronic Payments

Multiple Payment Options

Payment Processing Services Integration

Point of Sale (POS)

Online Payments

Reporting/Analytics

Debit/Credit Card Processing

ACH Payment Processing

Mobile Payments

PCI Compliance

Third-Party Integrations

Multi-Currency

Artificial Intelligence

Company Size

Self Employed

Small Business

Medium Business

Enterprise

I'm looking for Payment Processing Software that is:

Velocity Payment System is a secure payment processing software designed for businesses, educational institutions, and government agencies. This platform provides tools for processing online payments, managing transactions, and generating detailed financial reports. Velocity Payment System supports multiple payment methods, including credit cards, electronic checks, and ACH transfers, making it a ... Read more about Velocity Payment System

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Midax Card Programs is a specialized payment processing software designed to manage customer loyalty programs, gift cards, and prepaid cards. It provides businesses with a platform to create customized card programs, track customer usage, and generate detailed reports on spending habits. Midax supports both physical and digital cards, offering flexibility to meet the needs of different industries ... Read more about Midax Card Programs

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

AcTouch.com is a comprehensive enterprise resource planning (ERP) software designed to streamline business operations across various industries. The platform integrates key functions such as finance, inventory management, sales, and customer relationship management into a single system. AcTouch.com provides real-time visibility into business performance through customizable dashboards and reportin... Read more about AcTouch.com

Free Trial

Available

Pricing Type

$15.95 Per user

Location

Singapore

SnapPay is a versatile payment processing software designed to help businesses accept payments securely and efficiently through multiple channels. The platform supports online, in-store, and mobile payments, offering a seamless payment experience for both businesses and customers. SnapPay integrates with popular payment gateways, allowing businesses to accept credit cards, debit cards, and digital... Read more about SnapPay

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

SmarterCommerce Payment Processing is a versatile payment processing software designed to help businesses manage and streamline their payment operations across multiple channels. The platform supports secure processing of credit card, debit card, and mobile payments, ensuring that businesses can offer flexible payment options to customers. SmarterCommerce integrates with popular payment gateways a... Read more about SmarterCommerce Payment Processing

Free Trial

NA

Pricing Type

$25000 Per user

Location

United States

Chargent is a comprehensive payment processing software designed to simplify the management of recurring and one-time payments. Built to integrate seamlessly with Salesforce, Chargent helps businesses automate billing, manage invoices, and securely process payments from multiple channels. Whether dealing with credit cards, ACH, or bank transfers, Chargent ensures all transactions are handled effic... Read more about Chargent

Free Trial

Available

Pricing Type

$1200 Per feautre

Location

United States

IntelliPay is a versatile payment processing software that provides secure, efficient solutions for businesses to accept payments both online and inperson. The platform supports various payment methods, including credit cards, echecks, and ACH, ensuring flexibility for customers and businesses alike. IntelliPay’s customizable gateway enables integration with existing ecommerce systems, providing... Read more about IntelliPay

Free Trial

NA

Pricing Type

$25 Per feautre

Location

United States

GPayments is a secure and reliable payment processing software designed to facilitate seamless financial transactions for businesses of all sizes. Offering a comprehensive suite of tools, GPayments supports various payment methods, including credit and debit cards, digital wallets, and ACH transfers, ensuring flexibility for both merchants and customers. The platform integrates effortlessly with e... Read more about GPayments

Free Trial

Available

Pricing Type

Contact Vendor

Location

Australia

Truss Payments is a payment processing software that simplifies and secures digital transactions for businesses. It enables companies to accept multiple payment methods, including credit cards, debit cards, and digital wallets, ensuring a convenient experience for customers. The platform provides real-time transaction tracking, reporting, and fraud prevention measures, enhancing security and trans... Read more about Truss Payments

Free Trial

Available

Pricing Type

Contact Vendor

Location

United States

NextPay is an innovative payment processing software designed to streamline the way businesses handle financial transactions. Whether you're running an e-commerce platform, a brick-and-mortar store, or a service-based business, NextPay offers a comprehensive solution to manage payments securely and efficiently. With support for multiple payment methods, including credit/debit cards, digital wallet... Read more about NextPay

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

GetYourBill is an efficient billing and invoicing software designed to simplify payment collection and financial management for businesses of all sizes. With a user-friendly interface, GetYourBill enables businesses to quickly generate invoices, track payments, and manage client records. The software supports multiple currencies and payment methods, making it ideal for companies with a global cust... Read more about GetYourBill

Free Trial

NA

Pricing Type

$60 Per one-time

Location

Italy

Signature Payments is a cutting-edge payment processing software designed to simplify the payment experience for businesses and their customers. This versatile platform supports multiple payment methods, including credit cards, debit cards, digital wallets, and ACH transfers, allowing businesses to accept payments securely online, in-store, or via mobile apps. Signature Payments offers features li... Read more about Signature Payments

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Integrated Finance is a powerful app building software designed for financial institutions and businesses looking to create custom financial applications with ease. The platform offers an intuitive drag-and-drop interface, allowing users to build fully functional apps without needing extensive coding knowledge. Integrated Finance provides a variety of templates tailored for different financial ser... Read more about Integrated Finance

Free Trial

Available

Pricing Type

$2500 Per month

Location

United Kingdom

Hyperswitch is an advanced payment processing software that allows businesses to securely accept payments through multiple channels, including online, in-store, and mobile. With an intuitive interface and a robust backend, Hyperswitch simplifies the payment process by offering seamless integration with a variety of payment gateways, banks, and financial institutions. The platform supports multiple... Read more about Hyperswitch

Free Trial

NA

Pricing Type

Contact Vendor

Location

India

Insurepay is a payment processing software designed specifically for the insurance industry, enabling insurance providers to handle premium payments and transactions with ease. The platform automates the collection of insurance premiums, allowing companies to offer flexible payment plans that meet client needs. Insurepay’s secure infrastructure ensures that all payments are processed in complian... Read more about Insurepay

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Xvoucher is a sophisticated payment processing software designed to help businesses manage and process transactions quickly and securely. The platform offers a range of payment options, including credit card processing, digital wallets, and bank transfers, making it easy for businesses to accept payments from customers worldwide. Xvoucher integrates with e-commerce platforms, POS systems, and mobi... Read more about Xvoucher

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Kadmos is a versatile payment processing software designed to simplify and secure financial transactions for businesses of all sizes. This platform provides a complete suite of tools for managing payments, from invoicing and transaction tracking to fraud detection and multi-currency support. Kadmos allows businesses to accept various payment methods, including credit cards, bank transfers, and dig... Read more about Kadmos

Free Trial

NA

Pricing Type

Contact Vendor

Location

Germany

Espago is a payment processing software that provides businesses with a secure and versatile platform for handling customer transactions. Suitable for e-commerce, retail, and service-based businesses, Espago supports a wide range of payment methods, including credit cards, bank transfers, and digital wallets. The software’s robust fraud prevention tools protect against unauthorized transactions,... Read more about Espago

Free Trial

NA

Pricing Type

Contact Vendor

Location

Poland

dtcpay is an efficient and secure payment processing software designed to streamline financial transactions for businesses of all sizes. Whether you're running an online store, a subscription service, or a brick-and-mortar business, dtcpay offers a seamless solution for managing payments and transactions. The software supports multiple payment methods, including credit and debit cards, mobile wall... Read more about dtcpay

Free Trial

NA

Pricing Type

Contact Vendor

Location

Singapore

SOTpay is a secure and efficient payment processing software that enables businesses to accept online payments with ease. With a focus on security and ease of use, SOTpay supports multiple payment methods, including credit and debit cards, mobile wallets, and bank transfers. The platform utilizes advanced encryption and tokenization techniques to ensure the safety of customer transactions and sens... Read more about SOTpay

Free Trial

NA

Pricing Type

Contact Vendor

Location

United Kingdom

Premium Payments is a robust payment processing software solution designed to help businesses securely handle financial transactions. This platform simplifies the process of accepting payments from customers, whether through credit cards, digital wallets, ACH transfers, or other payment methods. With a focus on security, Premium Payments offers features like fraud detection, encryption, and compli... Read more about Premium Payments

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Pay-as-you-go is a flexible payment processing software that allows businesses to accept payments on-demand without requiring upfront investments or long-term contracts. This platform is ideal for businesses that need a cost-effective and scalable solution for handling transactions. With Pay-as-you-go, businesses can securely process payments from customers via credit and debit cards, bank transfe... Read more about Pay-as-you-go

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Payables is an advanced payment processing software designed to simplify the accounts payable process for businesses. This platform helps organizations manage, track, and process supplier invoices and payments efficiently, reducing administrative workload and increasing accuracy. With Payables, businesses can automate invoice approvals, payment workflows, and reconciliation tasks, eliminating the ... Read more about Payables

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

ConnexPay is a comprehensive payment processing software solution designed to streamline and optimize payment workflows for businesses in various industries, including travel, eCommerce, and hospitality. The software enables businesses to accept and process payments across multiple channels, including credit and debit cards, ACH transfers, and digital wallets, all within a single integrated platfo... Read more about ConnexPay

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Intelligent Payment Portal is a sophisticated accounts receivable software that streamlines payment processing and enhances financial efficiency for businesses of all sizes. This platform simplifies the invoicing process by automating billing, payment reminders, and transaction tracking. Businesses can easily send invoices to customers, track their payment status in real-time, and offer multiple p... Read more about Intelligent Payment Portal

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

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Frequently Asked Questions

Payment Processing Software is a digital solution that facilitates the secure authorization, capture, and settlement of electronic payments, including credit/debit cards, ACH, mobile wallets, and online transactions.

Retailers, eCommerce stores, service providers, SaaS companies, hospitality businesses, nonprofits, and healthcare providers use it to accept and manage customer payments.

It ensures secure and fast transactions, improves the customer checkout experience, automates financial reconciliation, and reduces the risk of fraud or chargebacks.

Key features include multi-channel payment acceptance, fraud detection, PCI compliance, invoicing, recurring billing, refund management, reporting, and API integrations.

It connects the merchant, customer, payment gateway, processor, and acquiring bank to authorize and complete transactions in real time.

Key features include multi-channel payment acceptance, fraud detection, PCI compliance, recurring billing, real-time transaction monitoring, refunds, reporting tools, and integration with accounting or CRM systems.

Retailers, eCommerce stores, SaaS platforms, restaurants, healthcare providers, subscription services, and nonprofits all benefit by offering secure, flexible, and scalable payment solutions.

Retailers, eCommerce stores, SaaS platforms, restaurants, healthcare providers, subscription services, and nonprofits all benefit by offering secure, flexible, and scalable payment solutions.

It offers fast, secure, and user-friendly checkout options—online or in-store—while supporting preferred payment methods for higher satisfaction and conversions.

It streamlines checkout processes, supports faster transactions, improves customer satisfaction, reduces manual errors, and helps businesses expand by accepting more payment types across more channels.

Yes. Enterprise-grade platforms offer custom APIs, advanced fraud controls, bulk settlement tools, global support, and multi-user account management for growing organizations.

It syncs transactions with accounting software, generates payout reports, and automatically reconciles deposits—saving time and ensuring accuracy.

Definitely. Many providers offer low-cost, easy-to-deploy solutions tailored for startups and SMBs, with the ability to scale as the business grows.