Best Payment Processing Software

Payment processing software provides businesses with tools to manage and automate financial transactions, ensuring fast, secure, and efficient payment handling. These platforms support online, in-person, and recurring payments, making them essential for eCommerce, retail, and service-based industries. Payment automation software streamlines billing and improves cash flow, enhancing customer satisfaction. The best payment software includes features like multi-currency support, fraud detection, integration with accounting tools, and real-time reporting. Advanced online payment solutions offer mobile compatibility, customizable invoicing, and support for multiple payment methods, including credit cards, digital wallets, and bank transfers. Whether for small businesses or large enterprises, these tools simplify transaction management and boost efficiency. Explore top-rated payment processing software to optimize your financial workflows. Choose solutions designed to enhance security, streamline payments, and support business growth.
  • 4.6 avg. rating from 829 reviews

Last Updated: September 03, 2025

1185 Software

List of Top Payment Processing Software | Best Payment Software

Pricing Options

Monthly Subscription

Annual Subscription

One-Time Payment

Quote Based

Features

Electronic Signature

Billing & Invoicing

In-Person Payments

Recurring/Subscription Billing

Payment Fraud Prevention

Payment Processing

Data Security

Electronic Payments

Multiple Payment Options

Payment Processing Services Integration

Point of Sale (POS)

Online Payments

Reporting/Analytics

Debit/Credit Card Processing

ACH Payment Processing

Mobile Payments

PCI Compliance

Third-Party Integrations

Multi-Currency

Artificial Intelligence

Company Size

Self Employed

Small Business

Medium Business

Enterprise

I'm looking for Payment Processing Software that is:

Payveris is a robust payment processing software designed to streamline transactions and enhance financial operations for businesses. This platform offers a comprehensive suite of tools for managing electronic payments, including ACH transfers, bill payments, and mobile payments. Users can easily integrate Payveris with existing accounting and ERP systems, ensuring seamless data flow and reconcili... Read more about Payveris

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Atlantic-Pacific Processing Systems is a specialized payment processing software designed to streamline transactions for businesses in various industries. This platform provides comprehensive tools for managing payments, tracking transactions, and ensuring secure processing seamlessly. With its user-friendly interface, users can easily set up payment gateways, process credit card transactions, and... Read more about Atlantic-Pacific Processing Systems

Free Trial

NA

Pricing Type

$10 Per feautre

Location

United States

Horsebills is a specialized billing and invoicing software designed for the equine industry, providing horse owners, trainers, and service providers with an efficient way to manage payments. The platform simplifies the process of creating and sending invoices for a variety of services, including boarding, training, veterinary care, and farrier services. Horsebills allows users to generate professi... Read more about Horsebills

Free Trial

Available

Pricing Type

Contact Vendor

Location

United States

Rotessa is an innovative payment processing software designed to simplify recurring payment collection for businesses and organizations. This platform enables users to automate payment processes, reducing administrative burdens and minimizing the risk of errors. With Rotessa, businesses can easily set up recurring payment schedules, ensuring timely collections and improving cash flow management. T... Read more about Rotessa

Free Trial

Available

Pricing Type

$9 Per feautre

Location

Canada

Straal is a comprehensive payment processing software designed to help businesses manage their financial transactions effortlessly. The platform supports various payment methods, including credit and debit cards, bank transfers, and digital wallets, providing flexibility to customers. With Straal, businesses can integrate payment solutions directly into their eCommerce platforms, ensuring a seamle... Read more about Straal

Free Trial

NA

Pricing Type

Contact Vendor

Location

Poland

RecVue is a reliable Billing and Invoicing Software designed to streamline and optimize the financial operations of businesses of all sizes. It offers a comprehensive platform for creating, managing, and sending invoices, ensuring accurate and timely billing processes that enhance cash flow and customer satisfaction. RecVue features intuitive tools for designing customizable invoice templates, all... Read more about RecVue

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Groundwork is a reliable Payment Processing Software designed to streamline and optimize financial transactions for businesses of all sizes. It offers a comprehensive platform for managing payments, invoicing, and billing processes, ensuring efficient and secure financial operations. Groundwork features intuitive tools for creating and sending invoices, allowing businesses to customize billing tem... Read more about Groundwork

Free Trial

NA

Pricing Type

$12 Per month

Location

United States

RevoPay is a versatile Payment Processing Software that simplifies billing and collections for businesses by providing a seamless online payment solution. The software supports a variety of payment methods, including credit cards, e-checks, and ACH transactions, making it convenient for customers to pay. With RevoPay, companies can automate billing, set up recurring payments, and manage accounts r... Read more about RevoPay

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

INFast is a reliable billing and invoicing software designed to help businesses manage their financial transactions effortlessly. The platform offers tools for generating professional invoices, tracking payments, and managing recurring billing cycles. INFast’s user-friendly interface makes it easy to create custom invoices, set payment terms, and apply discounts, ensuring flexibility for custome... Read more about INFast

Free Trial

Available

Pricing Type

$25 Per month

Location

France

B4B Payments is an innovative expense report software solution designed to streamline expense management processes for organizations. Equipped with prepaid business cards, B4B Payments allows employees to make business-related purchases while providing companies full visibility and control over expenses. The software automates expense tracking, categorizing expenses, and generating comprehensive r... Read more about B4B Payments

Free Trial

Available

Pricing Type

Contact Vendor

Location

United Kingdom

Kani is a robust financial services software platform designed to help financial institutions, fintech companies, and wealth management firms manage their financial operations with precision and ease. The platform offers a wide range of tools for portfolio management, risk assessment, trading, and financial reporting. With its advanced analytics engine, Kani enables organizations to gain real-time... Read more about Kani

Free Trial

Available

Pricing Type

$2000 Per month

Location

United Kingdom

Linked2Pay Credit Card is a payment processing software designed for businesses to simplify credit card transactions. This platform allows companies to accept payments securely, both in-store and online, through a user-friendly interface that integrates seamlessly with existing POS systems. Linked2Pay offers features like recurring billing, invoice management, and payment tracking, enabling busine... Read more about Linked2Pay Credit Card

Free Trial

Available

Pricing Type

Contact Vendor

Location

United States

Xonder is an advanced payment processing software designed to facilitate secure transactions for businesses across various industries. The platform offers a comprehensive suite of features, including support for multiple payment methods, fraud detection, and real-time reporting. Xonder enables businesses to process payments online, in-store, and via mobile devices, ensuring flexibility and conveni... Read more about Xonder

Free Trial

NA

Pricing Type

Contact Vendor

Location

United Kingdom

Whalestack is a versatile payment processing software designed to help businesses accept and manage online payments securely and efficiently. The platform offers a comprehensive suite of tools for processing credit card transactions, managing subscriptions, and handling refunds, making it easy for organizations to streamline their payment workflows. Whalestack supports multiple payment methods, in... Read more about Whalestack

Free Trial

Available

Pricing Type

Contact Vendor

Location

Estonia

PagoFacil is an innovative payment processing software designed to help businesses accept and process payments seamlessly, whether online or in-store. The platform supports a wide range of payment methods, including credit cards, debit cards, mobile wallets, and bank transfers, making it easy for businesses to accommodate customers' preferences. PagoFacil offers robust security features, including... Read more about PagoFacil

Free Trial

NA

Pricing Type

Contact Vendor

Location

Mexico

Paydock is a Payment Processing Software that helps businesses accept and manage payments seamlessly across multiple channels. The platform supports a wide variety of payment methods, including credit cards, bank transfers, and digital wallets, providing businesses with flexibility in how they collect payments. Paydock offers a unified payment gateway that simplifies the payment process, reducing ... Read more about Paydock

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Alcohol Payments is a specialized payment processing software designed to facilitate transactions in the alcohol industry. This platform simplifies the payment process for retailers, distributors, and consumers by supporting secure and efficient transactions for alcohol sales. Alcohol Payments is equipped with advanced fraud prevention mechanisms and compliance features, ensuring that businesses i... Read more about Alcohol Payments

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

WhenThen is a powerful payment processing software designed to help businesses manage transactions securely and efficiently. This platform supports various payment methods, including credit cards, digital wallets, and ACH transfers, providing flexibility for customers. With features such as automated invoicing, transaction tracking, and fraud detection, WhenThen enhances the payment experience whi... Read more about WhenThen

Free Trial

NA

Pricing Type

Contact Vendor

Location

Ireland

PayPA is an innovative payment processing software that enables businesses to accept and manage various payment methods seamlessly. This platform offers a user-friendly interface that simplifies online transactions, making it easy for customers to pay using credit cards, digital wallets, and other payment options. With features like secure payment gateways, fraud detection, and transaction trackin... Read more about PayPA

Free Trial

NA

Pricing Type

Contact Vendor

Location

Italy

Digitoo is an innovative payment processing software designed to help businesses accept payments securely and efficiently across multiple channels. The platform supports a variety of payment methods, including credit and debit cards, digital wallets, and bank transfers, providing flexibility for both businesses and customers. Digitoo’s secure encryption technology ensures that all transactions a... Read more about Digitoo

Free Trial

Available

Pricing Type

Contact Vendor

Location

NA

Payrow is an advanced payment processing software solution designed to help businesses accept payments securely and efficiently across various channels, including online, in-store, and mobile. Whether you're running an ecommerce store, retail business, or service-based company, Payrow simplifies the payment process by supporting a wide range of payment methods, including credit and debit cards, di... Read more about Payrow

Free Trial

NA

Pricing Type

$29 Per month

Location

United Kingdom

Younited Credit is an innovative loan servicing software designed to streamline the management and servicing of personal loans. The platform provides a centralized system for loan origination, underwriting, disbursement, and repayment tracking, helping financial institutions reduce manual processes and improve efficiency. With Younited Credit, businesses can automate loan servicing workflows, set ... Read more about Younited Credit

Free Trial

NA

Pricing Type

Contact Vendor

Location

France

SikkaPay is a secure and scalable payment processing software designed for businesses in various industries to handle electronic payments seamlessly. Whether for online, in-store, or mobile transactions, SikkaPay offers reliable payment solutions that integrate with existing point-of-sale (POS) systems and accounting software. The platform supports multiple payment methods, including credit/debit ... Read more about SikkaPay

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Moonflow is an efficient debt collection software designed to simplify the management of outstanding invoices and enhance cash flow for businesses. This user-friendly platform automates many of the time-consuming aspects of the debt collection process, including sending reminders, tracking overdue accounts, and managing payment plans. With Moonflow, businesses can easily create custom workflows th... Read more about Moonflow

Free Trial

NA

Pricing Type

Contact Vendor

Location

Peru

Alchemy is an advanced payment processing software solution designed to help businesses accept, process, and manage payments securely and efficiently. Whether you're operating a brick-and-mortar store, an e-commerce platform, or a subscription-based service, Alchemy provides the tools needed to handle transactions seamlessly. The software supports multiple payment methods, including credit/debit c... Read more about Alchemy

Free Trial

NA

Pricing Type

Contact Vendor

Location

Curaçao

No buyer guide found.

Frequently Asked Questions

Payment Processing Software is a digital solution that facilitates the secure authorization, capture, and settlement of electronic payments, including credit/debit cards, ACH, mobile wallets, and online transactions.

Retailers, eCommerce stores, service providers, SaaS companies, hospitality businesses, nonprofits, and healthcare providers use it to accept and manage customer payments.

It ensures secure and fast transactions, improves the customer checkout experience, automates financial reconciliation, and reduces the risk of fraud or chargebacks.

Key features include multi-channel payment acceptance, fraud detection, PCI compliance, invoicing, recurring billing, refund management, reporting, and API integrations.

It connects the merchant, customer, payment gateway, processor, and acquiring bank to authorize and complete transactions in real time.

Key features include multi-channel payment acceptance, fraud detection, PCI compliance, recurring billing, real-time transaction monitoring, refunds, reporting tools, and integration with accounting or CRM systems.

Retailers, eCommerce stores, SaaS platforms, restaurants, healthcare providers, subscription services, and nonprofits all benefit by offering secure, flexible, and scalable payment solutions.

Retailers, eCommerce stores, SaaS platforms, restaurants, healthcare providers, subscription services, and nonprofits all benefit by offering secure, flexible, and scalable payment solutions.

It offers fast, secure, and user-friendly checkout options—online or in-store—while supporting preferred payment methods for higher satisfaction and conversions.

It streamlines checkout processes, supports faster transactions, improves customer satisfaction, reduces manual errors, and helps businesses expand by accepting more payment types across more channels.

Yes. Enterprise-grade platforms offer custom APIs, advanced fraud controls, bulk settlement tools, global support, and multi-user account management for growing organizations.

It syncs transactions with accounting software, generates payout reports, and automatically reconciles deposits—saving time and ensuring accuracy.

Definitely. Many providers offer low-cost, easy-to-deploy solutions tailored for startups and SMBs, with the ability to scale as the business grows.