Best Payment Processing Software

Payment processing software provides businesses with tools to manage and automate financial transactions, ensuring fast, secure, and efficient payment handling. These platforms support online, in-person, and recurring payments, making them essential for eCommerce, retail, and service-based industries. Payment automation software streamlines billing and improves cash flow, enhancing customer satisfaction. The best payment software includes features like multi-currency support, fraud detection, integration with accounting tools, and real-time reporting. Advanced online payment solutions offer mobile compatibility, customizable invoicing, and support for multiple payment methods, including credit cards, digital wallets, and bank transfers. Whether for small businesses or large enterprises, these tools simplify transaction management and boost efficiency. Explore top-rated payment processing software to optimize your financial workflows. Choose solutions designed to enhance security, streamline payments, and support business growth.
  • 4.6 avg. rating from 829 reviews

Last Updated: September 03, 2025

1185 Software

List of Top Payment Processing Software | Best Payment Software

Pricing Options

Monthly Subscription

Annual Subscription

One-Time Payment

Quote Based

Features

Electronic Signature

Billing & Invoicing

In-Person Payments

Recurring/Subscription Billing

Payment Fraud Prevention

Payment Processing

Data Security

Electronic Payments

Multiple Payment Options

Payment Processing Services Integration

Point of Sale (POS)

Online Payments

Reporting/Analytics

Debit/Credit Card Processing

ACH Payment Processing

Mobile Payments

PCI Compliance

Third-Party Integrations

Multi-Currency

Artificial Intelligence

Company Size

Self Employed

Small Business

Medium Business

Enterprise

I'm looking for Payment Processing Software that is:

ACH File Processing is a specialized payment processing software designed for businesses that handle Automated Clearing House (ACH) transactions. The software simplifies the process of generating and submitting ACH files for direct deposits, vendor payments, and electronic transfers. ACH File Processing offers features for automating payment schedules, ensuring timely and accurate transactions. It... Read more about ACH File Processing

Free Trial

NA

Pricing Type

$49 Per feautre

Location

United States

SchoolBanks.Com is a specialized payment processing software designed to streamline financial transactions for educational institutions. This platform enables schools to manage various payment types, including tuition fees, lunch programs, and extracurricular activities, efficiently. With its user-friendly interface, parents and guardians can make secure online payments, reducing administrative bu... Read more about SchoolBanks.Com

Free Trial

Available

Pricing Type

$99.95 Per user

Location

United States

Sprucebooks is an innovative payment processing software designed to help businesses manage transactions and streamline their financial operations. This platform offers a userfriendly interface that enables users to process payments securely and efficiently. Sprucebooks supports features for invoicing and billing, allowing organizations to manage customer payments and track outstanding balances ef... Read more about Sprucebooks

Free Trial

NA

Pricing Type

$14.95 Per feautre

Location

United States

Feepayr is a robust payment processing software designed to streamline payment collection, enhance security, and optimize transaction management for businesses of all sizes. The platform supports various payment methods, including credit cards, debit cards, bank transfers, and digital wallets, ensuring flexibility and convenience for both businesses and customers. Feepayr’s secure payment gatewa... Read more about Feepayr

Free Trial

NA

Pricing Type

Contact Vendor

Location

India

Revogear is a comprehensive payment processing software designed to help businesses streamline their payment operations and provide a seamless checkout experience for customers. The platform supports a wide range of payment methods, including credit cards, debit cards, digital wallets, and bank transfers, making it easy for businesses to accept payments online, in-store, or via mobile devices. Rev... Read more about Revogear

Free Trial

NA

Pricing Type

Contact Vendor

Location

Italy

InstaPayments is a cutting-edge payment processing software designed to facilitate seamless and secure transactions for businesses of all sizes. The platform offers a comprehensive suite of tools for payment acceptance, fraud prevention, reporting, and reconciliation, ensuring efficient and reliable payment processing. InstaPayments’ intuitive interface allows businesses to easily integrate paym... Read more about InstaPayments

Free Trial

NA

Pricing Type

$15 Per user

Location

United States

SeamlessChex is an all-in-one payment processing software designed to simplify transactions for businesses of all sizes, ensuring secure and efficient payment solutions. The platform supports a variety of payment methods, including credit and debit cards, mobile payments, and ACH transfers, catering to diverse customer preferences. With a focus on security, SeamlessChex employs advanced encryption... Read more about SeamlessChex

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Abowire is a billing and invoicing software designed to help businesses streamline their invoicing process and ensure timely payments. The platform allows users to create professional invoices, customize templates, and automate recurring billing for subscription-based services. Abowire’s features include the ability to manage client information, track payment history, and send automated reminder... Read more about Abowire

Free Trial

NA

Pricing Type

Contact Vendor

Location

Germany

RevCent is a billing and invoicing software that enables businesses to automate billing, manage subscriptions, and streamline financial operations. It offers customizable invoicing templates, payment gateway integrations, and recurring billing options, making it versatile for various business models. RevCent’s real-time analytics and reporting tools provide insights into revenue streams, helping... Read more about RevCent

Free Trial

Available

Pricing Type

$10 Per user

Location

United States

Frakmenta is a comprehensive payment processing software designed to simplify financial transactions for businesses across various industries. Offering seamless integration with multiple payment methods such as credit cards, digital wallets, and bank transfers, Frakmenta ensures that businesses can accept payments effortlessly both online and offline. The software supports international transactio... Read more about Frakmenta

Free Trial

NA

Pricing Type

Contact Vendor

Location

Spain

GolfClubSubs is a payment processing software designed to help golf clubs and sports organizations manage membership payments, subscriptions, and event fees. This platform allows clubs to automate recurring payments, track member dues, and process event registrations easily. GolfClubSubs supports integration with various payment gateways, providing members with flexible payment options. The softwa... Read more about GolfClubSubs

Free Trial

Available

Pricing Type

Contact Vendor

Location

Ireland

Paymart is a reliable payment processing software designed to facilitate secure and seamless financial transactions for businesses of all sizes. It supports a wide range of payment methods, including credit cards, debit cards, digital wallets, and ACH transfers, providing flexibility and convenience for customers. Paymart offers robust features such as recurring billing, invoicing, fraud detection... Read more about Paymart

Free Trial

NA

Pricing Type

Contact Vendor

Location

Italy

PongoPay is a cutting-edge payment processing software designed to help businesses manage transactions seamlessly and securely. The platform provides tools for accepting various payment methods, including credit cards, digital wallets, and bank transfers, making it easy for customers to complete their purchases. PongoPay’s user-friendly interface allows merchants to set up payment solutions quic... Read more about PongoPay

Free Trial

NA

Pricing Type

Contact Vendor

Location

United Kingdom

Moona is a comprehensive payment processing software that allows businesses to handle payments securely, quickly, and efficiently. Designed to integrate with various payment gateways, Moona provides businesses with tools for processing credit card transactions, bank transfers, mobile wallets, and other payment methods. The software offers features like fraud detection, recurring billing, and invoi... Read more about Moona

Free Trial

NA

Pricing Type

Contact Vendor

Location

United Kingdom

Acqra is a payment processing software that simplifies financial transactions for businesses. It offers a secure, user-friendly platform for accepting payments from customers across multiple channels, including credit cards, debit cards, and online wallets. Acqra integrates with various e-commerce platforms, POS systems, and mobile apps, ensuring seamless payment processing for businesses of all s... Read more about Acqra

Free Trial

NA

Pricing Type

Contact Vendor

Location

NA

Payix is a payment processing software that offers financial institutions and loan servicers a secure and efficient way to manage borrower payments. The platform supports various payment methods, including ACH transfers, credit cards, and mobile payments, providing flexibility for borrowers. Payix’s real-time transaction tracking and reporting features give lenders visibility into payment trends... Read more about Payix

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Yaspa is an advanced payment processing software designed to simplify online payments and improve the security of financial transactions. The platform offers a comprehensive solution for e-commerce businesses, service providers, and financial institutions, enabling them to securely process payments from customers across multiple channels, including credit cards, debit cards, digital wallets, and b... Read more about Yaspa

Free Trial

NA

Pricing Type

Contact Vendor

Location

United Kingdom

Appointo is an appointment scheduling software that simplifies the booking process for businesses and their customers. Whether you're in healthcare, beauty services, or any other industry that requires scheduling, Appointo helps streamline appointment management by allowing customers to book their appointments online at their convenience. The software integrates with your existing website or appli... Read more about Appointo

Free Trial

NA

Pricing Type

$12 Per user

Location

India

Xpresslane is an innovative payment processing software designed to facilitate secure and efficient transactions for businesses. This platform provides organizations with a comprehensive solution for managing payments, enabling users to accept various payment methods, including credit cards, digital wallets, and bank transfers. With Xpresslane, businesses can streamline their payment processes, en... Read more about Xpresslane

Free Trial

Available

Pricing Type

Contact Vendor

Location

India

Secudeal is a secure and reliable payment processing software designed to simplify and streamline payment transactions for businesses of all sizes. Whether you’re running an e-commerce store, a subscription service, or a brick-and-mortar business, Secudeal provides a seamless solution for accepting payments across multiple channels, including credit/debit cards, mobile wallets, and bank transfer... Read more about Secudeal

Free Trial

NA

Pricing Type

Contact Vendor

Location

France

E Card Transactions is a reliable payment processing software that enables businesses to accept and manage digital payments securely. The software supports multiple payment methods, including credit and debit cards, digital wallets, and bank transfers, giving customers flexible options. E Card Transactions offers robust security features, such as encryption and fraud detection, to safeguard sensit... Read more about E Card Transactions

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

MontyPay is an innovative payment processing software that enables businesses to accept and manage payments seamlessly across various channels. Whether you're running an online store, a brick-and-mortar retail business, or a service-based company, MontyPay provides a secure and reliable solution for processing credit card transactions, mobile payments, and digital wallets. The software supports mu... Read more about MontyPay

Free Trial

NA

Pricing Type

Contact Vendor

Location

United Kingdom

CatalystPay is a versatile and secure payment processing software designed to help businesses manage transactions efficiently. With support for various payment methods, including credit and debit cards, ACH transfers, and mobile wallets, CatalystPay offers flexibility and convenience for both online and in-person payments. The platform prioritizes security by using advanced encryption and fraud pr... Read more about CatalystPay

Free Trial

NA

Pricing Type

Contact Vendor

Location

Bulgaria

Trendigo is a cutting-edge payment processing software designed to simplify and secure online transactions for businesses of all sizes. The platform supports multiple payment methods, including credit and debit cards, e-wallets, bank transfers, and digital currencies, enabling businesses to offer customers a wide range of payment options. Trendigo integrates seamlessly with e-commerce platforms, p... Read more about Trendigo

Free Trial

Available

Pricing Type

Contact Vendor

Location

Canada

Xipster is a secure and efficient payment processing software designed to streamline transactions for businesses of all sizes. With Xipster, businesses can manage payments across multiple channels, including online, in-store, and mobile, offering customers a seamless payment experience. The software supports various payment methods, including credit cards, debit cards, digital wallets, and bank tr... Read more about Xipster

Free Trial

Available

Pricing Type

Contact Vendor

Location

Canada

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Frequently Asked Questions

Payment Processing Software is a digital solution that facilitates the secure authorization, capture, and settlement of electronic payments, including credit/debit cards, ACH, mobile wallets, and online transactions.

Retailers, eCommerce stores, service providers, SaaS companies, hospitality businesses, nonprofits, and healthcare providers use it to accept and manage customer payments.

It ensures secure and fast transactions, improves the customer checkout experience, automates financial reconciliation, and reduces the risk of fraud or chargebacks.

Key features include multi-channel payment acceptance, fraud detection, PCI compliance, invoicing, recurring billing, refund management, reporting, and API integrations.

It connects the merchant, customer, payment gateway, processor, and acquiring bank to authorize and complete transactions in real time.

Key features include multi-channel payment acceptance, fraud detection, PCI compliance, recurring billing, real-time transaction monitoring, refunds, reporting tools, and integration with accounting or CRM systems.

Retailers, eCommerce stores, SaaS platforms, restaurants, healthcare providers, subscription services, and nonprofits all benefit by offering secure, flexible, and scalable payment solutions.

Retailers, eCommerce stores, SaaS platforms, restaurants, healthcare providers, subscription services, and nonprofits all benefit by offering secure, flexible, and scalable payment solutions.

It offers fast, secure, and user-friendly checkout options—online or in-store—while supporting preferred payment methods for higher satisfaction and conversions.

It streamlines checkout processes, supports faster transactions, improves customer satisfaction, reduces manual errors, and helps businesses expand by accepting more payment types across more channels.

Yes. Enterprise-grade platforms offer custom APIs, advanced fraud controls, bulk settlement tools, global support, and multi-user account management for growing organizations.

It syncs transactions with accounting software, generates payout reports, and automatically reconciles deposits—saving time and ensuring accuracy.

Definitely. Many providers offer low-cost, easy-to-deploy solutions tailored for startups and SMBs, with the ability to scale as the business grows.