Best Payment Processing Software

Payment processing software provides businesses with tools to manage and automate financial transactions, ensuring fast, secure, and efficient payment handling. These platforms support online, in-person, and recurring payments, making them essential for eCommerce, retail, and service-based industries. Payment automation software streamlines billing and improves cash flow, enhancing customer satisfaction. The best payment software includes features like multi-currency support, fraud detection, integration with accounting tools, and real-time reporting. Advanced online payment solutions offer mobile compatibility, customizable invoicing, and support for multiple payment methods, including credit cards, digital wallets, and bank transfers. Whether for small businesses or large enterprises, these tools simplify transaction management and boost efficiency. Explore top-rated payment processing software to optimize your financial workflows. Choose solutions designed to enhance security, streamline payments, and support business growth.
  • 4.6 avg. rating from 829 reviews

Last Updated: September 03, 2025

1185 Software

List of Top Payment Processing Software | Best Payment Software

Pricing Options

Monthly Subscription

Annual Subscription

One-Time Payment

Quote Based

Features

Electronic Signature

Billing & Invoicing

In-Person Payments

Recurring/Subscription Billing

Payment Fraud Prevention

Payment Processing

Data Security

Electronic Payments

Multiple Payment Options

Payment Processing Services Integration

Point of Sale (POS)

Online Payments

Reporting/Analytics

Debit/Credit Card Processing

ACH Payment Processing

Mobile Payments

PCI Compliance

Third-Party Integrations

Multi-Currency

Artificial Intelligence

Company Size

Self Employed

Small Business

Medium Business

Enterprise

I'm looking for Payment Processing Software that is:

iWorQ is an innovative inventory management software designed to streamline the tracking and management of stock levels for businesses. With its user-friendly interface, users can easily monitor inventory across multiple locations, ensuring optimal stock availability while minimizing excess. iWorQ provides real-time data on inventory levels, allowing businesses to make informed decisions regarding... Read more about iWorQ

Free Trial

NA

Pricing Type

$995 Per user

Location

United States

Agile Payments offers a comprehensive payment processing solution designed for businesses seeking a seamless and efficient way to handle transactions. This software supports multiple payment methods, including credit and debit cards, mobile payments, and e-wallets, ensuring flexibility for both merchants and customers. With advanced security features such as encryption and fraud detection, Agile P... Read more about Agile Payments

Free Trial

NA

Pricing Type

$12 Per user

Location

United States

CalliPay is a versatile payment processing software designed to help businesses handle online transactions securely and efficiently. It supports a wide range of payment methods, including credit cards, debit cards, and digital wallets, providing businesses with a flexible solution for managing payments. CalliPay ensures PCI compliance, safeguarding customer data and reducing the risk of fraud. The... Read more about CalliPay

Free Trial

NA

Pricing Type

$0.05 Per user

Location

United States

EFT Canada is a reliable payment processing software designed to facilitate secure and efficient financial transactions for businesses across Canada. The platform offers a comprehensive suite of tools for managing electronic funds transfers (EFT), credit card processing, and online payments, ensuring seamless integration with existing financial systems. EFT Canada’s intuitive interface allows bu... Read more about EFT Canada

Free Trial

NA

Pricing Type

Contact Vendor

Location

Canada

PayCore Smart Routing is an innovative payment processing software designed to optimize transaction processing for businesses. This platform employs intelligent routing algorithms to ensure that transactions are processed efficiently, reducing costs and improving transaction success rates. With PayCore, businesses can manage multiple payment gateways from a single dashboard, providing flexibility ... Read more about PayCore Smart Routing

Free Trial

NA

Pricing Type

$600 Per user

Location

United Kingdom

PayStar is a reliable payment processing software designed to help businesses accept and manage online payments securely and efficiently. The platform supports various payment methods, including credit/debit cards, digital wallets, and ACH payments, ensuring flexibility for both merchants and customers. PayStar features robust security protocols, including encryption and tokenization, to protect s... Read more about PayStar

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

PayCafe is a comprehensive payment processing software that allows businesses to securely accept and manage online payments. With its user-friendly interface, PayCafe provides tools to process credit card payments, set up recurring billing, and handle refunds with ease. The software supports a wide range of payment methods, including digital wallets, debit and credit cards, and ACH transfers, ensu... Read more about PayCafe

Free Trial

Available

Pricing Type

Contact Vendor

Location

United States

Kuvasz is a comprehensive payment processing software designed to make online transactions safe, seamless, and adaptable for businesses of all sizes. It supports multiple payment methods, giving customers flexibility in how they pay. Kuvasz’s advanced encryption and fraud detection capabilities protect transactions from unauthorized access, ensuring secure data handling. The platform integrates ... Read more about Kuvasz

Free Trial

NA

Pricing Type

Contact Vendor

Location

Chile

PayKun Payment Gateway is a comprehensive and secure payment processing software designed to enable businesses to accept online payments seamlessly. It supports a wide variety of payment methods, including credit cards, debit cards, net banking, and digital wallets. PayKun ensures a smooth and secure transaction process for businesses, offering features like fraud protection, PCI-DSS compliance, a... Read more about PayKun Payment Gateway

Free Trial

Available

Pricing Type

Contact Vendor

Location

India

Dropp is a cutting-edge payment processing software designed to simplify and secure online transactions for businesses of all sizes. The platform enables companies to accept a wide range of payment methods, including credit cards, debit cards, and digital wallets, ensuring flexibility for customers. Dropp's advanced fraud detection features ensure that each transaction is secure, protecting both b... Read more about Dropp

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

nexinvoice is a comprehensive payment processing software solution that simplifies and secures online transactions for businesses. With its intuitive interface, nexinvoice allows companies to accept payments from various channels, including credit and debit cards, bank transfers, and e-wallets. The software is fully PCI-DSS compliant, ensuring that payment data is encrypted and protected throughou... Read more about nexinvoice

Free Trial

NA

Pricing Type

Contact Vendor

Location

Brazil

Online Takeaway & Delivery is a specialized order management software designed for restaurants and food delivery services. The platform streamlines the entire ordering process, from receiving orders to managing deliveries and payments. With integrated POS (Point of Sale) systems, Online Takeaway & Delivery ensures accurate order processing and reduces human error in the kitchen. The software allow... Read more about Online Takeaway & Delivery

Free Trial

NA

Pricing Type

Contact Vendor

Location

NA

Paythen is a subscription management software designed to help businesses manage recurring billing and subscriptions efficiently. The platform allows businesses to automate invoicing, track payments, and manage customer subscriptions from a single dashboard. Paythen includes features like subscription customization, automated payment reminders, and analytics tools to track revenue and customer chu... Read more about Paythen

Free Trial

Available

Pricing Type

Contact Vendor

Location

Australia

XanPay is a versatile payment processing software designed to facilitate secure, efficient, and seamless transactions for businesses of all sizes. Whether you're running an online store, a brick-and-mortar shop, or a service-based enterprise, XanPay provides a comprehensive solution to handle various payment methods, including credit cards, digital wallets, and bank transfers. The software offers ... Read more about XanPay

Free Trial

NA

Pricing Type

Contact Vendor

Location

NA

Poof is a versatile payment processing software designed to help businesses manage their transactions securely and efficiently. This platform supports various payment methods, including credit cards, digital wallets, and bank transfers, providing flexibility for customers. With features such as automated invoicing, fraud detection, and detailed reporting, Poof enhances the payment experience for b... Read more about Poof

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Masspay.pro is a payment processing software designed to help businesses efficiently handle bulk payments to suppliers, employees, and partners. The platform supports a wide variety of payment methods, including bank transfers, e-wallets, and cryptocurrencies, ensuring flexibility for businesses to manage their global payments. Masspay.pro includes features for automatic payment scheduling, real-t... Read more about Masspay.pro

Free Trial

NA

Pricing Type

Contact Vendor

Location

Latvia

mx51 is an innovative payment processing software designed to help businesses handle secure transactions, whether online, in-store, or via mobile. The platform supports various payment methods, including credit cards, digital wallets, and buy-now-pay-later options, providing flexibility for customers. mx51 includes features for managing transactions, processing refunds, and generating detailed rep... Read more about mx51

Free Trial

NA

Pricing Type

Contact Vendor

Location

Australia

PayCircle is a secure and reliable payment processing software designed to help businesses manage their financial transactions with ease. The platform supports multiple payment methods, including credit/debit cards, bank transfers, and digital wallets, providing businesses with the flexibility to accept payments from customers worldwide. PayCircle’s advanced encryption ensures that all transacti... Read more about PayCircle

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

eloficash ONE is a debt collection software designed to help businesses streamline their accounts receivable and collections processes. The platform provides a centralized system for tracking overdue accounts, managing communications with debtors, and automating follow-up tasks. eloficash ONE offers tools for managing payment schedules, generating invoices, and sending automated reminders to encou... Read more about eloficash ONE

Free Trial

NA

Pricing Type

Contact Vendor

Location

France

LinkMoney Pay by Bank is an innovative payment processing software that allows businesses to accept payments directly from customers’ bank accounts. This solution offers a secure and seamless way for businesses to process transactions without relying on credit card networks or third-party payment processors. LinkMoney Pay by Bank reduces transaction fees and enhances payment security by utilizin... Read more about LinkMoney Pay by Bank

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Prommt is an advanced payment processing software designed to streamline and simplify the payment experience for businesses and their customers. With Prommt, businesses can accept a variety of payment methods, including credit and debit cards, digital wallets, and bank transfers, all through a single, secure platform. The software provides features for invoicing, recurring billing, and transaction... Read more about Prommt

Free Trial

NA

Pricing Type

Contact Vendor

Location

Ireland

Binamite is a comprehensive payment processing software designed to handle secure and efficient transactions for businesses of all sizes. The platform supports various payment methods, including credit and debit cards, bank transfers, and digital wallets, providing a seamless payment experience for both businesses and customers. Binamite ensures compliance with the latest security standards, inclu... Read more about Binamite

Free Trial

NA

Pricing Type

Contact Vendor

Location

India

e-bate is a reliable payment processing software designed to simplify and secure payment transactions for businesses in various industries. This software enables merchants to accept payments from a variety of channels, including credit cards, digital wallets, and bank transfers, providing a seamless and secure payment experience for customers. e-bate ensures that transactions are processed quickly... Read more about e-bate

Free Trial

NA

Pricing Type

Contact Vendor

Location

United Kingdom

Atlar is a robust payment processing software designed to streamline financial transactions for businesses across multiple industries. The platform provides a secure, fast, and flexible solution for handling various types of payments, including credit card processing, bank transfers, mobile payments, and digital wallets. Atlar’s advanced security features ensure that transactions are encrypted a... Read more about Atlar

Free Trial

NA

Pricing Type

Contact Vendor

Location

Sweden

eTip is a user-friendly payment processing software designed to help businesses easily collect and manage tips and payments from customers. Ideal for restaurants, hospitality businesses, and service-based industries, eTip allows businesses to process tips, gratuities, and service charges in real time, making it easier for employees and employers to track payments accurately. The software integrate... Read more about eTip

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

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Frequently Asked Questions

Payment Processing Software is a digital solution that facilitates the secure authorization, capture, and settlement of electronic payments, including credit/debit cards, ACH, mobile wallets, and online transactions.

Retailers, eCommerce stores, service providers, SaaS companies, hospitality businesses, nonprofits, and healthcare providers use it to accept and manage customer payments.

It ensures secure and fast transactions, improves the customer checkout experience, automates financial reconciliation, and reduces the risk of fraud or chargebacks.

Key features include multi-channel payment acceptance, fraud detection, PCI compliance, invoicing, recurring billing, refund management, reporting, and API integrations.

It connects the merchant, customer, payment gateway, processor, and acquiring bank to authorize and complete transactions in real time.

Key features include multi-channel payment acceptance, fraud detection, PCI compliance, recurring billing, real-time transaction monitoring, refunds, reporting tools, and integration with accounting or CRM systems.

Retailers, eCommerce stores, SaaS platforms, restaurants, healthcare providers, subscription services, and nonprofits all benefit by offering secure, flexible, and scalable payment solutions.

Retailers, eCommerce stores, SaaS platforms, restaurants, healthcare providers, subscription services, and nonprofits all benefit by offering secure, flexible, and scalable payment solutions.

It offers fast, secure, and user-friendly checkout options—online or in-store—while supporting preferred payment methods for higher satisfaction and conversions.

It streamlines checkout processes, supports faster transactions, improves customer satisfaction, reduces manual errors, and helps businesses expand by accepting more payment types across more channels.

Yes. Enterprise-grade platforms offer custom APIs, advanced fraud controls, bulk settlement tools, global support, and multi-user account management for growing organizations.

It syncs transactions with accounting software, generates payout reports, and automatically reconciles deposits—saving time and ensuring accuracy.

Definitely. Many providers offer low-cost, easy-to-deploy solutions tailored for startups and SMBs, with the ability to scale as the business grows.