Best Loan Origination Software for Small Businesses (Free & Paid)

Running a small business comes with unique challenges, including tight budgets and limited resources. That’s why choosing the right loan origination software can significantly improve your workflow and help you compete more effectively. Here, we feature the top loan origination software solutions designed for small businesses—offering affordable pricing, user-friendly interfaces, and scalable features that grow alongside your company.

Last Updated: September 18, 2025

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Popular Picks in Loan Origination Software

BNTouch Mortgage CRM

BNTouch Mortgage CRM

$165 Per month

Calyx Point

Calyx Point

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Finflux

Finflux

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Floify

Floify

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List of Top Best Loan Origination Software for Small Businesses

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eDominate Suite is a powerful loan origination software designed to streamline the lending process for financial institutions. With features such as application processing, credit scoring, and automated underwriting, eDominate Suite enhances efficiency and accuracy in loan approvals. The software provides real-time tracking of loan status, allowing both lenders and borrowers to stay informed throu... Read more about eDominate Suite

Free Trial

NA

Pricing Type

$5000 Per user

Location

United States

SAIL Indirect is a leading loan origination software that streamlines the lending process for financial institutions. This intuitive platform offers tools for managing applications, automating workflows, and ensuring compliance with regulatory requirements. With features like credit risk assessment, document management, and real-time reporting, SAIL Indirect enhances the efficiency of loan process... Read more about SAIL Indirect

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Loan Soft Pro is an advanced loan origination software that simplifies the loan application process for financial institutions. This comprehensive platform streamlines the workflow, allowing users to manage applications efficiently, assess credit risk, and ensure compliance with regulations. With features like automated document collection, real-time status tracking, and customizable reporting, Lo... Read more about Loan Soft Pro

Free Trial

NA

Pricing Type

$9.95 Per feautre

Location

United States

LOAN SERVICING SOFT is a specialized loan servicing software designed to streamline the management of loan portfolios and enhance customer service for financial institutions. This platform offers comprehensive tools for tracking payments, managing loan accounts, and generating detailed reports seamlessly. With its user-friendly interface, loan officers can easily monitor borrower information, proc... Read more about LOAN SERVICING SOFT

Free Trial

Available

Pricing Type

$7500 Per feautre

Location

United States

FNI Blueprint is a comprehensive loan origination software designed to streamline the loan application process for financial institutions. Its user-friendly interface allows users to manage applications, automate workflows, and track loan progress with ease. The software offers robust features such as document management, compliance tracking, and detailed reporting, ensuring organizations maintain... Read more about FNI Blueprint

Free Trial

NA

Pricing Type

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Location

United States

Citeck EcoS Loan Origination is a comprehensive loan origination software designed to streamline the entire lending process for financial institutions and credit unions. It offers an intuitive platform for managing loan applications, underwriting, and approval workflows with ease and efficiency. Citeck EcoS EcoS integrates seamlessly with existing banking systems, enabling real-time data synchroni... Read more about Citeck EcoS Loan Origination

Free Trial

Available

Pricing Type

Contact Vendor

Location

United Kingdom

Lend.In is a powerful loan origination software designed to simplify and automate the lending process for financial institutions. It offers a comprehensive platform that manages the entire loan lifecycle, from application and underwriting to approval and disbursement. With an intuitive interface, Lend.In enables loan officers to efficiently process applications, assess borrower creditworthiness, a... Read more about Lend.In

Free Trial

NA

Pricing Type

Contact Vendor

Location

India

timveroOS is a specialized commercial loan software that simplifies the loan management process for financial institutions. The platform provides a comprehensive suite of tools for originating, underwriting, servicing, and managing commercial loans. timveroOS enables banks, credit unions, and other lenders to streamline their loan workflows, ensuring faster processing times and improved customer s... Read more about timveroOS

Free Trial

NA

Pricing Type

Contact Vendor

Location

United Kingdom

Anovaa is a comprehensive loan origination software designed to streamline the process of applying for and issuing loans. The platform offers tools for automating application submissions, credit checks, and document management, reducing the time and effort involved in loan processing. Anovaa supports a range of loan types, including personal loans, mortgages, and business loans, and helps lenders ... Read more about Anovaa

Free Trial

NA

Pricing Type

$25000 Per user

Location

United States

Captafi is a robust loan origination software designed to simplify and automate the loan application and approval process for financial institutions. The platform enables lenders to efficiently manage the entire loan lifecycle, from initial application to final approval, ensuring faster processing times and reduced manual errors. Captafi’s user-friendly interface allows loan officers to quickly ... Read more about Captafi

Free Trial

Available

Pricing Type

$25 Per user

Location

United States

Everything You Need to Launch Smart Lending Products

LendAPI is a robust loan origination software that helps financial institutions and lenders automate and streamline the loan application and approval process. The platform enables organizations to handle the full loan lifecycle, from the initial application to approval, disbursement, and servicing, all in one system. LendAPI offers flexible loan product configurations, allowing lenders to customiz... Read more about LendAPI

Free Trial

Available

Pricing Type

$999 Per month

Location

United States

LoanStacker is an innovative loan origination software designed to streamline the mortgage and loan application process for financial institutions. This comprehensive platform offers a user-friendly interface that allows lenders to efficiently manage the entire lifecycle of loan applications, from submission to closing. With robust tools for document management, underwriting, and compliance tracki... Read more about LoanStacker

Free Trial

NA

Pricing Type

$3600 Per one-time

Location

United States

Jainam is a loan origination software designed to streamline the loan application, approval, and disbursement process for financial institutions. The platform automates key steps in the loan lifecycle, including credit scoring, document verification, and risk assessment, helping lenders process loan applications faster and more accurately. Jainam includes features for managing loan types, tracking... Read more about Jainam

Free Trial

NA

Pricing Type

Contact Vendor

Location

India

Origins is an advanced banking systems software designed to streamline financial services and banking operations. The platform provides a comprehensive solution for managing everything from customer accounts to transactions and compliance. Origins offers robust tools for managing various types of accounts, including checking, savings, and loans, and allows for seamless integration with other finan... Read more about Origins

Free Trial

Available

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Location

United States

CredAcc is an advanced loan servicing software designed to help financial institutions and lending organizations manage and track loans throughout their lifecycle. Whether it's for personal loans, mortgages, or business loans, CredAcc provides a comprehensive solution for managing all aspects of the lending process, from loan origination to repayment tracking and collections. The software enables ... Read more about CredAcc

Free Trial

NA

Pricing Type

Contact Vendor

Location

India

TheLoanFactory is an innovative loan servicing software designed to simplify the management of loan portfolios for lenders, credit unions, and financial institutions. The platform streamlines the entire loan lifecycle, from origination and servicing to repayment and collections, ensuring a seamless experience for both lenders and borrowers. TheLoanFactory automates key tasks such as loan payment p... Read more about TheLoanFactory

Free Trial

NA

Pricing Type

Contact Vendor

Location

France

The Madison System is a sophisticated loan origination software designed to simplify the lending process for financial institutions and lenders. This comprehensive platform automates the entire loan application lifecycle, from submission to approval, ensuring efficiency and accuracy at every stage. The Madison System features user-friendly interfaces for both borrowers and lenders, allowing for ea... Read more about The Madison System

Free Trial

NA

Pricing Type

$6000 Per user

Location

United States

Simple, fast, and efficient loan management

Lendstream is an advanced loan origination software designed to streamline the loan application process for lenders and borrowers. This platform provides a comprehensive suite of tools for managing loan applications, evaluating creditworthiness, and processing approvals efficiently. With features such as automated underwriting, document management, and real-time tracking, Lendstream empowers lende... Read more about Lendstream

Free Trial

Available

Pricing Type

Contact Vendor

Location

Lithuania

Intelligrow is a specialized loan origination software designed to streamline and enhance the efficiency of the loan application process for financial institutions. This comprehensive platform automates key steps from initial application through final approval, enabling lenders to process applications quickly and accurately. With features like document management, automated underwriting, and compl... Read more about Intelligrow

Free Trial

Available

Pricing Type

Contact Vendor

Location

India

OneCore is a financial services software solution designed to help businesses and financial institutions streamline their operations, improve financial management, and enhance decision-making. The platform offers comprehensive features such as accounting, budgeting, and financial reporting, allowing organizations to maintain accurate financial records and ensure compliance with regulatory standard... Read more about OneCore

Free Trial

Available

Pricing Type

$70 Per user

Location

NA

OneCore Loans App is a loan servicing software designed to streamline the management of loans and financial transactions. The platform helps lenders and financial institutions track loan origination, payments, and collections, ensuring seamless operations throughout the loan lifecycle. OneCore Loans App offers a user-friendly interface that simplifies loan management, allowing loan officers to eas... Read more about OneCore Loans App

Free Trial

Available

Pricing Type

$660 Per month

Location

NA

AUSSIE is a comprehensive loan origination software designed to streamline the process of loan management from application to approval. This software provides a seamless user experience for both customers and financial institutions, integrating with various credit scoring systems and automating document processing. AUSSIE helps lenders reduce operational costs by improving efficiency and ensuring ... Read more about AUSSIE

Free Trial

NA

Pricing Type

Contact Vendor

Location

Italy

XetusOne is a cutting-edge loan origination software designed to streamline the lending process for financial institutions. With its intuitive interface, XetusOne enables users to manage loan applications, track customer interactions, and automate workflows efficiently. The software features integrated credit scoring and risk assessment tools, helping lenders evaluate borrower eligibility and make... Read more about XetusOne

Free Trial

NA

Pricing Type

$15 Per user

Location

United States

iLend is an advanced loan servicing software designed to streamline the management of loan portfolios for financial institutions and lenders. With its user-friendly interface, iLend enables users to efficiently process loan applications, manage repayments, and track borrower information. The software features customizable workflows that cater to specific lending needs, ensuring a tailored approach... Read more about iLend

Free Trial

NA

Pricing Type

$249 Per user

Location

United States

Appraisal Management Software is a specialized loan origination software designed to streamline the appraisal process for financial institutions. The platform provides tools for managing appraisal orders, tracking progress, and ensuring compliance with industry regulations. With features such as automated notifications and reporting capabilities, organizations can enhance communication with apprai... Read more about Appraisal Management Software

Free Trial

Available

Pricing Type

Contact Vendor

Location

United States

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