Best Loan Origination Software for Small Businesses (Free & Paid)

Running a small business comes with unique challenges, including tight budgets and limited resources. That’s why choosing the right loan origination software can significantly improve your workflow and help you compete more effectively. Here, we feature the top loan origination software solutions designed for small businesses—offering affordable pricing, user-friendly interfaces, and scalable features that grow alongside your company.

Last Updated: September 18, 2025

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Popular Picks in Loan Origination Software

BNTouch Mortgage CRM

BNTouch Mortgage CRM

$165 Per month

Calyx Point

Calyx Point

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Finflux

Finflux

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Floify

Floify

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List of Top Best Loan Origination Software for Small Businesses

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QBS Core Banking is a specialized loan servicing software designed to streamline the management of financial products for banks and lending institutions. This platform provides a comprehensive suite of tools for processing loans, managing customer accounts, and ensuring compliance with regulatory requirements. With QBS Core Banking, users can easily track loan applications, monitor payment schedul... Read more about QBS Core Banking

Free Trial

NA

Pricing Type

$20000 Per user

Location

Argentina

Surge is a powerful loan origination software designed to simplify and accelerate the lending process for financial institutions and lenders. This comprehensive platform provides tools for managing the entire loan lifecycle, from application to approval and disbursement. With Surge, users can streamline their workflows, enabling faster decision-making and reducing the time it takes to process loan... Read more about Surge

Free Trial

Available

Pricing Type

$45 Per month

Location

United States

ApplyOn Originator is a loan origination software that streamlines the loan application process for financial institutions. It automates key tasks such as document collection, credit checks, and approval workflows, reducing manual effort and minimizing errors. ApplyOn Originator offers a customizable platform that can be tailored to different types of loans, including personal, business, and mortg... Read more about ApplyOn Originator

Free Trial

NA

Pricing Type

Contact Vendor

Location

Ireland

SLOAN is a loan origination software that streamlines the loan application, approval, and disbursement processes for financial institutions. The platform provides tools for managing applicant information, assessing creditworthiness, and automating underwriting decisions, reducing the time needed to process loans. SLOAN supports various loan types, including personal, auto, and business loans, maki... Read more about SLOAN

Free Trial

NA

Pricing Type

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Location

Canada

LoanPlus3 is an advanced loan origination software designed to streamline the process of processing, approving, and managing loans. The platform provides a seamless, end-to-end solution for financial institutions, helping them handle loan applications from start to finish with minimal manual intervention. LoanPlus3 automates key processes such as credit scoring, document verification, and approval... Read more about LoanPlus3

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Quinn Pay is a robust loan servicing software designed to simplify and automate the management of loan portfolios. It offers a full range of features for loan origination, payment tracking, collections, and compliance, making it an invaluable tool for financial institutions, lenders, and credit providers. Quinn Pay streamlines the entire loan lifecycle, from issuing loans to monitoring repayment s... Read more about Quinn Pay

Free Trial

Available

Pricing Type

$650 Per month

Location

South Africa

eOriginations is a cutting-edge loan origination software designed to streamline the loan application and approval process for financial institutions. This comprehensive platform offers tools for managing customer applications, processing documentation, and tracking loan progress. With eOriginations, lenders can efficiently handle loan requests, ensuring a smooth experience for borrowers. The soft... Read more about eOriginations

Free Trial

NA

Pricing Type

$299 Per user

Location

United States

TM-LOS is an advanced loan origination software designed to streamline the loan application process for financial institutions and lenders. This comprehensive platform provides a user-friendly interface for both borrowers and lenders, facilitating a smooth and efficient loan application journey. With features such as automated underwriting, document management, and integrated compliance checks, TM... Read more about TM-LOS

Free Trial

Available

Pricing Type

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Location

Vietnam

creddita is a comprehensive loan origination software designed to streamline and automate the lending process for financial institutions and lending businesses. It offers a robust platform for managing loan applications, underwriting, and approval workflows with efficiency and accuracy. creddita features intuitive tools for data collection, credit scoring, and risk assessment, enabling lenders to ... Read more about creddita

Free Trial

NA

Pricing Type

Contact Vendor

Location

Lithuania

Cloudcore is a loan servicing software designed to help businesses manage the lifecycle of loans, from origination to repayment. The platform offers tools for processing loan applications, tracking payments, and managing collections. Cloudcore includes features for loan underwriting, risk assessment, and compliance, ensuring that businesses can efficiently manage their loan portfolios while adheri... Read more about Cloudcore

Free Trial

NA

Pricing Type

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Location

United States

Financial Solutions Powered by Intelligence

Applied LMS is a loan servicing software designed to help financial institutions manage loan portfolios, track repayments, and automate servicing tasks. The platform provides tools for loan origination, payment processing, and account management, ensuring that loan details are accurate and up-to-date. Applied LMS includes a borrower portal where customers can view loan balances, make payments, and... Read more about Applied LMS

Free Trial

Available

Pricing Type

$2000 Per month

Location

Canada

Digital Pipeline is a comprehensive loan origination software designed to simplify the process of processing, approving, and managing loans. This software helps lenders streamline their workflows, from initial application to loan disbursement, ensuring efficiency and compliance at every step. Digital Pipeline automates key stages in the loan lifecycle, such as document collection, credit checks, a... Read more about Digital Pipeline

Free Trial

Available

Pricing Type

$100 Per user

Location

Canada

SeaFunds is a powerful loan origination software that simplifies and accelerates the loan application process for financial institutions and lenders. Designed with an intuitive user interface, it allows users to manage loan applications seamlessly, from submission to approval. SeaFunds offers features such as automated underwriting, document management, and real-time status tracking, ensuring a sm... Read more about SeaFunds

Free Trial

Available

Pricing Type

$80 Per month

Location

Canada

CloudCredit is an innovative loan origination software designed to streamline the lending process for financial institutions and borrowers alike. The platform simplifies loan application management, enabling lenders to assess, approve, and disburse loans more efficiently. CloudCredit offers customizable workflows and automated underwriting, reducing manual tasks and expediting the decision-making ... Read more about CloudCredit

Free Trial

Available

Pricing Type

$4000 Per user

Location

Latvia

Advance Loan Manager is a comprehensive Loan Origination Software designed to streamline and automate the entire loan processing lifecycle for financial institutions and lending businesses. It offers a robust platform for managing loan applications, underwriting, approval, and disbursement, ensuring that organizations can process loans efficiently and accurately while maintaining compliance with r... Read more about Advance Loan Manager

Free Trial

Available

Pricing Type

$40 Per month

Location

India

ConnectFi is a powerful loan servicing software designed to help financial institutions manage the entire loan lifecycle, from origination to repayment. The platform offers a comprehensive suite of features for tracking loan applications, disbursements, payments, and collections, ensuring that financial institutions can efficiently manage their portfolios and deliver high-quality service to custom... Read more about ConnectFi

Free Trial

Available

Pricing Type

$500 Per feautre

Location

United States

CAPX365 is a powerful loan origination software designed to streamline the lending process for financial institutions. This comprehensive platform provides tools for managing loan applications, tracking borrower information, and ensuring compliance with regulatory requirements. With CAPX365, users can easily automate various steps in the loan origination process, from application submission to und... Read more about CAPX365

Free Trial

Available

Pricing Type

$29 Per month

Location

United States

SynoFin LMS is a powerful loan origination software tailored for financial institutions seeking to optimize their lending processes. This platform simplifies the entire loan lifecycle, from application to approval, ensuring a smooth experience for both lenders and borrowers. With its intuitive interface, SynoFin LMS allows users to quickly process applications, perform credit checks, and manage do... Read more about SynoFin LMS

Free Trial

NA

Pricing Type

Contact Vendor

Location

India

BankBright is an innovative loan origination software designed to streamline the loan application and approval process for financial institutions. The platform automates key steps in the loan lifecycle, including data collection, credit assessment, and document management, making it easier for lenders to evaluate applicants and issue loans efficiently. BankBright provides a user-friendly interface... Read more about BankBright

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

Loan Processor is a loan origination software designed to streamline the application and approval process for financial institutions. The platform provides a comprehensive suite of tools for loan application management, document collection, credit scoring, and approval workflows. Loan Processor allows lenders to automate manual tasks, such as data entry and document verification, reducing processi... Read more about Loan Processor

Free Trial

Available

Pricing Type

Contact Vendor

Location

India

KleverLend is an advanced loan origination software designed to streamline the loan application and approval process for financial institutions. With its user-friendly interface and automation features, KleverLend enables lenders to efficiently process loan applications from start to finish. The software supports a variety of loan types, including personal, business, and mortgage loans, providing ... Read more about KleverLend

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

LendingLink is a loan origination software designed to help financial institutions streamline loan applications, manage customer data, and ensure regulatory compliance. The platform provides tools for tracking applications, verifying documentation, and assessing credit risk, ensuring efficient loan processing. LendingLink’s analytics deliver insights into approval rates, processing times, and lo... Read more about LendingLink

Free Trial

NA

Pricing Type

Contact Vendor

Location

United States

FastBoard is a comprehensive loan origination software designed to streamline the process of evaluating and approving loans for financial institutions. With its user-friendly interface and powerful automation tools, FastBoard enables lenders to efficiently handle loan applications, track progress, and manage documentation from start to finish. The software supports various loan types, including pe... Read more about FastBoard

Free Trial

NA

Pricing Type

Contact Vendor

Location

India

Loan File Systems is a powerful loan origination software designed to help lenders manage the entire loan process, from application to approval and disbursement. The platform offers tools for automating loan applications, managing borrower data, and tracking loan statuses in real time. Loan File Systems integrates with credit bureaus and financial systems, allowing lenders to perform credit checks... Read more about Loan File Systems

Free Trial

NA

Pricing Type

$15 Per user

Location

United States

Purpleplum is an advanced banking systems software solution designed to streamline and modernize the operations of financial institutions. This comprehensive platform includes a suite of tools for managing core banking functions such as account management, transactions, loan processing, and compliance. Purpleplum integrates seamlessly with existing banking infrastructure, allowing institutions to ... Read more about Purpleplum

Free Trial

NA

Pricing Type

Contact Vendor

Location

India

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